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Disability Insurance

It pays to protect your employees' income and your business's profits from the financial setbacks of a disability. Nearly half of the one million Americans who filed for bankruptcy protection in 2000 did so after being sidelined by an unexpected illness or injury.*

What makes our disability insurance stand out from the crowd?

When your employee experiences a disability, they and you want prompt, uncomplicated assistance throughout their time away from work. We offer services such as:

• online claim submission and tracking to keep the process simple
• claims review from an in-house staff of nurses and rehabilitation specialists
• integrated claims service for a smooth transition when a short-term disability turns into a long-term disability

We provide disability options to fit your needs

• Our employer-paid disability insurance products offer flexible, broad coverage for long-term and short-term disabilities
• We also offer voluntary employee-paid coverage, including Employee Choice where you can offer employees two options - one at a lower cost

Check out the services we provide:

• One of the best claims management programs in the industry
• Comprehensive rehabilitation services which focus on intervention and case management
• Help getting your disabled employees back to work earlier through Principal Return-To-Work Resources^sm

For more information

• Contact your local representative of Principal Life

*www.efmoody.com/insurance/disabilitystatistics.html

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