Personal Variable Annuity Contract

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Investment results shown represent historical performance and do not guarantee future results. Investment returns and principal values fluctuate with changes in interest rates and other market conditions so the value, when redeemed may be worth more or less than original costs. Current performance may be lower or higher than the performance data shown.

In situations where the net and gross fund expense figures are different, the investment manager has contractually agreed to limit the investment option's expense. Differences may also be shown due to the investment manager choosing to pay certain expenses that would normally be payable by the fund. The gross fund expense figure does not reflect any waivers or caps on the mutual fund. Performance shown reflects the application of net expenses of the fund.

Money Market Funds are not guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although these Funds seek to preserve the value of your investment at $1.00 per share, it is possible to lose money.

Not FDIC Insured
May Lose Value - Not a Deposit - No Bank Guarantee
Not Insured by any Federal Government Agency

Large U.S. Equity

07/28/2014 Values Average Annual Total Returns as of 06/30/2014 Total Investment Expense
Investment Manager or Sub-Advisor Investment Unit Value YTD % *1 Month3 Months 1yr 3yr 5yr 10yr Since
Incept
Inception Date Net Gross Contractual Cap / Waiver Expiration Date
Large Value
Principal Global InvestorsLargeCap Value Account 5.146.972.893.3623.6015.4617.696.8010.3705/13/19701.031.03N/A
N/A
Large Blend
Principal Global InvestorsLargeCap S&P 500 Index Account 2, 61.906.732.035.0323.6515.7117.957.023.6105/03/19990.670.67N/A
N/A
Large Growth
Columbus Circle InvestorsLargeCap Growth Account 3.194.812.694.8724.8814.2917.417.526.1005/02/19941.111.11N/A
N/A
T. Rowe Price Associates, Inc.LargeCap Growth I Account 1.983.072.182.9925.0714.9319.178.419.5306/01/19941.171.17N/A
N/A

Small/Mid U.S. Equity

07/28/2014 Values Average Annual Total Returns as of 06/30/2014 Total Investment Expense
Investment Manager or Sub-Advisor Investment Unit Value YTD % *1 Month3 Months 1yr 3yr 5yr 10yr Since
Incept
Inception Date Net Gross Contractual Cap / Waiver Expiration Date
Mid Cap Growth
Principal Global InvestorsMidCap Account 18.925.843.334.6623.3716.8821.9910.9312.4612/18/19870.950.95N/A
N/A
Small Value
JP Morgan/Mellon Capital MgmtSmallCap Value I Account 12.904.434.802.3724.2316.9521.447.859.2605/01/19981.501.65N/A
N/A
Small Blend
Principal Global InvestorsSmallCap Blend Account 12.115.735.073.1433.3017.5521.388.375.5605/01/19981.391.39N/A
N/A
Small Growth
UBS/Emerald/EssexSmallCap Growth II Account 11.240.176.08-2.1323.6714.1320.017.724.0705/01/19981.371.47N/A
N/A

International Equity

07/28/2014 Values Average Annual Total Returns as of 06/30/2014 Total Investment Expense
Investment Manager or Sub-Advisor Investment Unit Value YTD % *1 Month3 Months 1yr 3yr 5yr 10yr Since
Incept
Inception Date Net Gross Contractual Cap / Waiver Expiration Date
Diversified Emerging Markets
Principal Global InvestorsInternational Emerging Markets Account 34.023.862.886.8511.43-1.338.7411.459.9110/24/20001.811.81N/A
N/A
Foreign Large Blend
Principal Global InvestorsDiversified International Account 33.464.492.154.0320.936.7912.147.526.0605/02/19941.291.29N/A
N/A

Balanced/Asset Allocation

07/28/2014 Values Average Annual Total Returns as of 06/30/2014 Total Investment Expense
Investment Manager or Sub-Advisor Investment Unit Value YTD % *1 Month3 Months 1yr 3yr 5yr 10yr Since
Incept
Inception Date Net Gross Contractual Cap / Waiver Expiration Date
Moderate Allocation
Morgan Stanley Inv. Mgmt.SAM Balanced Account 72.005.231.793.5016.249.9813.066.737.4006/01/19941.321.32N/A
N/A
Principal Global InvestorsBalanced Account 73.235.121.793.4717.5410.8213.695.776.8712/18/19871.081.08N/A
N/A

Short-Term Fixed Income

07/28/2014 Values Average Annual Total Returns as of 06/30/2014 Total Investment Expense
Investment Manager or Sub-Advisor Investment Unit Value YTD % *1 Month3 Months 1yr 3yr 5yr 10yr Since
Incept
Inception Date Net Gross Contractual Cap / Waiver Expiration Date
Money Market
Principal Global InvestorsMoney Market Account 1.68-0.47-0.08-0.24-0.95-0.92-0.890.67N/A03/18/19830.890.89N/A
N/A

Fixed Income

07/28/2014 Values Average Annual Total Returns as of 06/30/2014 Total Investment Expense
Investment Manager or Sub-Advisor Investment Unit Value YTD % *1 Month3 Months 1yr 3yr 5yr 10yr Since
Incept
Inception Date Net Gross Contractual Cap / Waiver Expiration Date
Intermediate-Term Bond
Principal Global InvestorsBond & Mortgage Securities Account 8, 92.813.790.091.944.643.717.343.585.8012/18/19870.870.87N/A
N/A

Other

07/28/2014 Values Average Annual Total Returns as of 06/30/2014 Total Investment Expense
Investment Manager or Sub-Advisor Investment Unit Value YTD % *1 Month3 Months 1yr 3yr 5yr 10yr Since
Incept
Inception Date Net Gross Contractual Cap / Waiver Expiration Date
Real Estate
Principal Real Estate InvReal Estate Account 44.4317.670.926.8515.2311.6122.9710.5310.8805/01/19981.311.31N/A
N/A

This information must be accompanied by performance results for 1, 5, and 10 year/since inception time periods as of the most recent calendar quarter end.

* Unannualized rate of return (change in value) since the start of the year.

Returns shown for periods of less than one year are not annualized.

Investment Types
Large U.S. Equity - This asset class is generally comprised of investment options that invest in stocks, or shares of ownership in large, well-established, U.S. companies. These investment options typically carry more risk than fixed income investment options but have the potential for higher returns over longer time periods. They may be an appropriate choice for long-term investors who are seeking the potential for growth. All investment options in this category have the potential to lose value.
Small/Mid US Equity - This asset class is generally comprised of investment options that invest in stocks, or shares of ownership in small to medium-sized U.S. companies. These investment options typically carry more risk than larger U.S. equity investment options but have the potential for higher returns. They may be an appropriate choice for long-term investors who are seeking the potential for growth. All investment options in this category have the potential to lose value.
International Equity - This asset class is comprised of investment options that invest in stocks, or shares of ownership in companies with their principal place of business or office outside the United States. These investment options often carry more risk than U.S. equity investment options but may have the potential for higher returns. They may be an appropriate choice for long-term investors who are seeking the potential for growth. All investment options in this category have the potential to lose value.
Balanced/Asset Allocation - This asset class is generally comprised of a combination of fixed income and equity investment options. These investment options may include balanced, asset allocation, target-date, and target-risk investment options. Although typically lower risk than investment options that invest solely in equities, all investment options in this category have the potential to lose value.
Short-Term Fixed Income - This asset class is generally comprised of short-term, fixed-income investment options that are largely liquid and are designed to not lose much value. These investment options may include stable value, money market, short-term bond, and guaranteed interest accounts. They are considered to be among the least risky forms of investment options. However, they typically have a lower rate of return than equities or longer-term fixed income investment options over long periods of time. Depending on the objectives of the investment options, they may experience price fluctuations and may lose value.
Fixed Income - This asset class is generally comprised of investment options that invest in bonds, or debt of a company or government entity (including U.S. and Non- U.S.). It may also include real estate investment options that directly own property. These investment options typically carry more risk than short-term fixed income investment options (including, for real estate investment options, liquidity risk), but less overall risk than equities. All investment options in this category have the potential to lose value.

Footnotes:

 1. Small-cap and mid-cap investment options are subject to more fluctuation in value and may have additional risks than other investment options with stocks of larger, more stable companies.
 2. Each index based investment option is invested in the stocks or bonds of the index it tracks. Performance of indexes reflects the unmanaged results for the market segment the selected stocks or bonds represent. There is no assurance an index based investment option will match the performance of the index tracked.
 3. International and global investment options are subject to additional risk due to fluctuating exchange rates, foreign accounting and financial policies, and other economic and political environments.
 4. Real Estate investment options are subject to investment and liquidity risk and other risks inherent in real estate such as those associated with general and local economic conditions. Property values can decline due to environmental and other reasons. In addition, fluctuation in interest rates can negatively impact the performance of real estate investment options.
 6. S&P 500 is a trademark of The McGraw-Hill Companies, Inc., and has been licensed for use by Principal Life Insurance Company and Principal Management Corporation. The product is not sponsored, endorsed, sold or promoted by Standard & Poor's and Standard & Poor's makes no representation regarding the advisability of investing in the product.
 7. Asset allocation does not guarantee a profit or protect against a loss. Investing in real estate, small-cap, international, and high-yield investment options involves additional risks.
 8. Fixed-income investment options are subject to interest rate risk, and their value will decline as interest rates rise. Neither the principal of bond investment options nor their yields are guaranteed by the U.S. government.
 9. Fixed-income and asset allocation investment options that invest in mortgage securities are subject to increased risk due to real estate exposure.