Retirement, Investments, & Insurance for Individuals Invest & Retire Principal Bank
Principal Bank®

Principal Bank is a subsidiary of Principal and specializes in FDIC-insured individual retirement accounts (IRAs).
Achieve your financial goals.

Minimize your investment risk with products from Principal Bank. We’re an online bank that offers low-risk savings accounts, money market accounts, and certificates of deposit (CDs) within IRAs that earn interest and are FDIC-insured up to $250,000 per depositor.

FDIC-insured IRAs

Get a traditional or Roth IRA with the added security of FDIC insurance.

Automatic rollover IRAs

If you have a 401 (k) from a former employer, savings may have automatically moved out of that plan and into an IRA.

Member FDIC.

Bank products and services are provided through Principal Bank®, Member FDIC. Insurance products and plan administrative services provided through Principal Life Insurance Company®. Securities offered through Principal Securities, Inc., 800-547-7754, Member SIPC and/or independent broker-dealers. Annuities, insurance, retirement plans, mutual funds and other securities are not insured by the FDIC, are not obligations or deposits for Principal Bank® nor guaranteed by Principal Bank, and involve risk, including possible loss of the principal invested.