Certificates of Deposit
Certificates of deposit (CDs) from Principal Bank can help you strike the perfect balance for your savings. Rest easy - certificates of deposit offer a guaranteed rate of return and are FDIC-insured up to $250,000 per depositor. Open a high-yield CD from Principal Bank and enjoy:
- Great CD rates
- Guaranteed return on your investment
- Monthly compounding so your money grows faster
Our high-yield certificates of deposit are designed to fit your investment needs:
- $5,000 minimum deposit
- Certificate of deposit terms from 3-72 months available. Learn how to maximize your savings with CD laddering
- CD interest may be deposited into a Principal Bank account, added to the CD, or transferred to your checking or savings account at another financial institution
- Convenient 24/7 online access to your CD balance information
Do you need a CD for more than $250,000 and would like full FDIC insurance coverage? Learn about our CDARS program.
Change A Rate CD
Have a feeling rates are going up and don't want to lock in at current rates? Then don't. Open a Change A Rate CD and get a great rate now, plus the opportunity to increase your interest rate one time during the initial term. Learn more about Change A Rate CDs.
It's easy to open your high-yield certificate of deposit.
Call a personal banker at 1.800.672.3343. We're here to assist you 7 AM to 9 PM (Central Time), Monday through Friday excluding holidays.
Note: Principal Bank does not accept institutional deposits at this time.