Change A Rate CD

Have a feeling rates are going up and don't want to lock in at current rates? Then don't. Open a Principal Bank Change A Rate CD and get a great rate now, plus the opportunity to increase your interest rate one time during the initial term.

$5,000 minimum investment
26-month term
One-time option to increase the CD rate for the remainder of the original term to the 24-month rate offered at the time of the requested increase
Monthly compounding so your money grows faster
CD interest may be deposited into a Principal Bank account, added to the CD, or transferred to your account at another financial institution
Certificate of deposit automatically renews to 24-month term at maturity
Change rate online in Customer Service Account Services or by phone at 1.800.672.3343 from 7 AM to 9 PM (Central time)

Check out current CD rates.

Note: Principal Bank does not accept institutional deposits at this time.

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Have a question?
Contact a bank customer service representative 7 days a week from 7 a.m. to 9 p.m. (Central Time), excluding holidays,
at 1.800.672.3343 or via e-mail.