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Overdraft Protection

Use a Principal Bank Savings Account for overdraft protection:

  • Keep your extra funds earning higher interest
  • Funds are accessed when checks or online billpayments exceed checking balances
  • Transfers are made in increments of the overdraft amount with no transfer fee (limit 6 per month)

Remember:

  • Overdraft protection with your savings account is available to cover the checks you write and your online billpayments. At this time, overdraft protection from a savings account will not cover electronic transactions such as debit card and ATM transactions.

To sign up for Overdraft Protection today:

  • New Customer: Sign up for Overdraft Protection while completing the online application
  • Current Customer: Complete the Overdraft Protection Form under "More Services" in your "Personal" login. See for more detail.
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Have a question?
Contact a bank customer service representative at 1.800.672.3343 or via e-mail.

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