Skip navigation.
Go to the Principal Financial Group(R) home page
Principal Bank®
Secure  Account Login

Select login type:


Online Banking
Tools

IRA Choices

Principal Bank offers the following investment options for your Traditional or Roth IRAs:

Qualified Certificates of Deposit1

A traditional, long-term retirement investment vehicle

  • Minimum opening deposit of $2500
  • Terms available from 3-72 months
  • Change A Rate CD available
  • View balance information online
  • For a complete listing of account fees see the Terms and Conditions/Required Disclosures/Fees (PDF: 86 KB) document
  • FDIC insured up to $250,000 per depositor

Check out current Qualified CD rates.

Money Market IRA

Earn higher yields on higher balances with this account and enjoy easy access to your savings when you're 59½ or older.

  • Minimum opening deposit of $1,000
  • Additional contributions allowed ($25 minimum)
  • Tiered rates for earning interest, so the more you save the more you'll earn
  • Interest is compounded and credited quarterly
  • Checks available for customers over age 59½ (Not available for Roth IRAs)
  • Six withdrawals allowed per month
  • For a complete listing of account fees see the Terms and Conditions/Required Disclosures/Fees (PDF: 113 KB) document
  • Annual statements
  • FDIC insured up to $250,000 per depositor

For any IRAs, an IRS penalty may be imposed for early withdrawal.

[1]
A substantial penalty may be imposed for early withdrawal.

To apply for a Principal Bank Individual Retirement Account, call 1.800.672.3343 or your financial professional.

Related Links

Calculators
Discover a variety of solutions and options for your financial needs

Go to Financial Calculators

Open an Account

To apply for a Principal Bank IRA, call 1.800.672.3343 or your financial professional.

Have a question?
Contact a bank customer service representative at 1.800.672.3343 or via e-mail.

Member FDIC

Equal Housing Lender

Copyright © , Principal Financial Services, Inc.
Disclosures and Terms of Use | Products and Services Disclosures | Privacy and Security
Securities offered through Princor Financial Services Corporation, member SIPC