Regular Savings Accounts
Open a Regular Savings account with just $100 and enjoy:
- Competitive interest paid on entire balance
- Free transfers between your Regular Savings account and other Principal Bank accounts
- 24-hour online account access
- Personal bankers here to assist you by phone
- Overdraft protection for your Principal Bank Checking account
- Free ATM card with no Principal Bank fees
- Average monthly balance of $200 required to avoid monthly maintenance fee of $3.00
- Money Movement capabilities between your Regular Savings account and accounts at other financial institutions
- Peace of mind, knowing your savings account is FDIC-insured (up to $250,000[1] per depositor)
See Schedule of Fees for any fees that may apply.
Plus, you have six ways to make deposits to your Regular Savings account:
- Electronic deposit
- ATM deposits and transfers
- U.S. mail
- Telephone transfers
- Wire transfers
- Money Movement
