Regular Savings Accounts
Regular Savings account features include:
- Competitive interest paid on entire balance
- 24-hour online account access
- Personal bankers here to assist you by phone
- Overdraft protection for your Principal Bank Checking account
- Free ATM card with no Principal Bank fees
- Average monthly balance of $400 required to avoid monthly maintenance fee of $3.00
- Six withdrawals per month[1]
- Money Movement capabilities between your Regular Savings account and accounts at other financial institutions
- Peace of mind, knowing your savings account is FDIC-insured (up to $250,000 per depositor)
- Combined statements with your other Principal Bank checking and savings accounts
- [1]
- A fee of $10 per transaction applies if this limit is exceeded.
- See Schedule of Fees for any other fees that may apply.
There are 6 ways to make deposits to your Regular Savings account:
- Electronic deposit
- ATM deposits and transfers
- U.S. mail
- Telephone transfers
- Wire transfers
- Money Movement
