Regular Savings Accounts
Open a Regular Savings account with just $100 and enjoy:
- Competitive interest paid on entire balance
- Free transfers between your Regular Savings account and other Principal Bank accounts
- 24-hour online account access
- Personal bankers here to assist you by phone
- Overdraft protection for your Principal Bank Checking account
- Free ATM card with no Principal Bank fees
- Average monthly balance of $200 required to avoid monthly maintenance fee of $3.00
- Money Movement capabilities between your Regular Savings account and accounts at other financial institutions
- Peace of mind, knowing your savings account is FDIC-insured (up to $250,000[1] per depositor)
- Combined statements with your other Principal Bank checking and savings accounts
See Schedule of Fees for any fees that may apply.
Plus, you have six ways to make deposits to your Regular Savings account:
- Electronic deposit
- ATM deposits and transfers
- U.S. mail
- Telephone transfers
- Wire transfers
- Money Movement
