More than 91% of identity fraud occurs offline.¹

Banking and paying bills online may keep you safer by eliminating paper statements.

Identity theft tops the list of Federal Trade Commission consumer fraud complaints, but there are ways to protect yourself. More than 91 percent of identity fraud occurs offline - from information stolen from mailboxes, trash or purses and wallets.

Banking and paying your bills online can help you reduce your risk of identity theft. Internet banking sites are protected by state-of-the-art privacy and security innovations. Potential fraud is also easier to detect earlier online, which can limit the financial impact.

Here's how Principal Bank online banking and BillPay can help minimize your risk of identity fraud:

• Pay your bills online to reduce the number of checks circulating with your private information on them. Remove your Social Security Number from your checks and driver's license if you haven't already done so.
• Enroll in e-bill presentment to have your bills and statements delivered to your secure online inbox, where you can pay them with a few clicks of your mouse.
• Use direct deposit to have your payroll or other checks sent directly to your account.
• Monitor your account online regularly for unauthorized activity.
• Install and keep your anti-virus, anti-spyware and firewall software up-to-date.
• Remain aware of your surroundings to prevent others from seeing your PIN number when you enter it at ATM or debit machines.

Learn more about how The Principal keeps your information safe and secure.

¹ 2006 Identity Fraud Survey Report, Javelin Strategy.