You recognize Principal Bank, Principal Bank recognizes you.

We're stepping up security with multi-factor authentication, the latest innovation in online account protection.

When multi-factor authentication becomes available over the next few months, the Principal Bank login page will ask only for your LoginID. Enter that correctly and the next page will ask you for your Password and walk you through a simple, two-step enrollment process. It only takes a minute to set up and adds another layer of security to your account.

To enroll, you will select an image and create your own phrase that will be automatically displayed when Principal Bank recognizes your computer at login. When you see the image and phrase, you'll know you're on the valid Principal Bank site and it's safe to enter your password and access your accounts.

During enrollment, you will also choose three challenge questions and answers that only you know. These questions and answers will be presented in the future only if additional identity verification is necessary, for example, if you forget your password or sign in from a computer we do not recognize.

You will be able to register computers you use frequently to make logging in easier, yet more secure.