Voluntary Dental Insurance
Offering an employee benefits portfolio that includes dental can help attract and retain the best employees for your company. Of employer groups with 6 to 49 employees offering dental benefits, 93% consider dental an essential or a differentiator in their employee benefit portfolio1.
But you may be concerned with the rising costs of other employee benefits - such as health insurance. If so, you should consider offering voluntary dental from Principal Life. It provides a comprehensive level of benefits - at no cost to you.
Highlights
The Principal® Dental Series is offered on a voluntary basis. Built around flexibility, it offers cost-effective dental benefit options.
- Provisional flexibility allows you to create a program that maximizes benefits.
- Employee Choice - available when 10 or more employees are enrolled - allows you to offer more than one benefit option.
- Multiple price points are created by allowing a full selection of benefit ranges, moving provisions between units and offering multiple benefits through employee choice.
Key Features
- Lower taxes - providing dental insurance through a Section 125 plan can reduce taxes*.
- Annual enrollment allows employees to enroll and switch dental coverage during their benefit election period.
- Low participation and case size requirement - only 25% or a minimum of five employees enrolled on eligible groups of 10 or more employees.
- Payroll cycle matched billing offers ease of administration.
- Provided materials including employee payroll stuffers, posters and brochures make promoting dental easy.
For more information:
- Contact your local representative of Principal Life
- Log in now to access your specific accounts
1 Forrester Research, Inc. Dental Benefits Purchaser Preferences, 2005
*Savings are not guaranteed.
| EC 58 |
| 08/2006 |
