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Voluntary Vision Insurance

Voluntary vision insurance from Principal Life Insurance Company is an affordable and desired benefit, with nearly 70% of employees willing to trade some vacation time for vision benefits1.

Vision impairment and eye disease cost the United States $68 billion annually in direct healthcare costs, lost productivity and diminished quality of life2. And there is a significant link between vision and overall health3.

Why offer Voluntary Vision?

  • Offered with the same standard features as our employer-paid benefit
  • Typical vision premiums cost only a few dollars a month, adding a low-cost solution to employee benefit packages while balancing budget needs
  • The opportunity is clear - only 29% of employees in private industry have access to vision care benefits4.

Standard Features:

  • No deductibles or copayments
  • Flexible participation guidelines that allow enrolling groups with the greater of 25% or 10 enrolled lives
  • No dependent participation requirements
  • Coverage for both employees and dependents
  • Benefit customization in $5 increments
  • Annual enrollment
  • Freedom when choosing a vision provider
  • Access to discounts on vision products and services received through VSP providers utilizing the VSP Access Plan

For more information:

1 Employee Benefits News; August 2001 vol 15, no 10

2 National Alliance for Eye and Vision Research (NAEVR) Fact Sheet, www.eyeresearch.org/resources/NEI_factsheet.html viewed: 6-12-06

3 Vision Service Plan, February 2006

4 United States Bureau of Labor Statistics National Compensation Survey, 2005. www.bls.gov/ncs/ebs

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GP 43669-2
07/2006

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