Long-Term Disability Insurance
Nearly one in five Americans will become disabled for one year or more before the age of 65.* Long-Term Disability Insurance protects employees' income in the event of a disability – and helps them return to work as soon as possible.
Standard Features:
- Maximum benefits of up to $20,000
- Total disability is not required to qualify for benefits
- Work incentive benefit, which allows the employee to return to work on a part-time basis and still qualify for benefits
- Survivor benefit that would pay on an accelerated basis in the event of a terminal illness
- Reasonable accommodation benefit to assist you in making modifications to the work site to accommodate an employee's disability
Optional Features:
- Return to work childcare - assists with childcare expenses
- Dependent education - assists with secondary education costs of a dependent child
- Retirement supplement benefit - contributes money towards a retirement product for your employees in the event of total disability
Looking for employee-paid options?
- We also offer voluntary long-term disability insurance.
For more information
- Contact your local representative of Principal Life
- Log in now to access your specific accounts
*Life and Health Insurance Foundation of Education. November, 2005.
| IN 17547-1 |
| 06/2006 |
