Skip navigation.
Go to the Principal Financial Group(R) home page
Secure  Account Login

Select login type:


Products
Benefit Services
Quick Links
Tools

Short-Term Disability Product Features

Nearly eight million adults have some disability that limits or prevents them from working. [1]

Even a brief disability can be difficult for your company and your employees to overcome. Short-Term Disability Insurance from Principal Life Insurance Company (Principal Life®) can help you work through those times with minimal interruption.

Standard Features

  • Flexible benefit designs
  • Basic option available without salaries or occupations
  • Coverage for total and partial disabilities
  • Work incentive benefit available
  • Employee Assistance Program (EAP) - Choice of three options with fully insured coverage

Optional Features

  • 24-hour coverage for both work-related and non-work related disabilities

Voluntary Short-Term Disability Insurance

Almost three in 10 of today's 20 year olds will become disabled before reaching age 67. [2]
No one thinks a disability will happen to them. Would your employees be prepared if they became disabled? You can ensure your employees will be covered in the event of a disability, even a brief one, with Voluntary Short-Term Disability Insurance from Principal Life Insurance Company (Principal Life®).

Standard Features

  • Available to groups with 5 or more eligible employees
  • Offered at discounted group rates
  • Available for purchase independently or in conjunction with employer paid benefits
  • Total disability not required to qualify for benefits
  • Various benefit percentages, maximums and additional benefit options available
  • Provisions that encourage employees to return to work

Optional Features

  • Optional maternity coverage and survivor benefits
  • Optional 24-hour coverage for both work-related and non-work related disabilities

For more information

[1]
Source: www.soundfinancialplan.com.
[2]
Source: Social Security Basic Facts, July 2004.
Basic STD
Basic STD Coverage

Get Back to Basics with Basic Short-Term Disability Coverage.

Basic Short-Term Disability Coverage

Have a question? Call us at 1.800.986.3343

Copyright © , Principal Financial Services, Inc.
Disclosures and Terms of Use | Products and Services Disclosures | Privacy and Security
Securities offered through Princor Financial Services Corporation, member SIPC