Short-Term Disability Product Features
Nearly eight million adults have some disability that limits or prevents them from working. [1]
Even a brief disability can be difficult for your company and your employees to overcome. Short-Term Disability Insurance from Principal Life Insurance Company (Principal Life®) can help you work through those times with minimal interruption.
Standard Features
- Flexible benefit designs
- Basic option available without salaries or occupations
- Coverage for total and partial disabilities
- Work incentive benefit available
- Employee Assistance Program (EAP) - Choice of three options with fully insured coverage
Optional Features
- 24-hour coverage for both work-related and non-work related disabilities
Voluntary Short-Term Disability Insurance
Almost three in 10 of today's 20 year olds will become disabled before reaching age 67. [2]
No one thinks a disability will happen to them. Would your employees be prepared if they became disabled? You can ensure your employees will be covered in the event of a disability, even a brief one, with Voluntary Short-Term Disability Insurance from Principal Life Insurance Company (Principal Life®).
Standard Features
- Available to groups with 5 or more eligible employees
- Offered at discounted group rates
- Available for purchase independently or in conjunction with employer paid benefits
- Total disability not required to qualify for benefits
- Various benefit percentages, maximums and additional benefit options available
- Provisions that encourage employees to return to work
Optional Features
- Optional maternity coverage and survivor benefits
- Optional 24-hour coverage for both work-related and non-work related disabilities
For more information
- Contact your local representative of Principal Life
