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Group Claim and Benefit Services

With Group products from Principal Life, you’ll receive competitive benefits and services. Learn more about these valuable features and how they can help you.

Group Claim Services — You can promptly access or file claim information through Internet, fax or phone. Want to learn more? Get details about:

• Medical Claim Services (Including FSA accounts)
• Dental Claim Services
• Disability Claim Services
• Life Claim Services
• Vision Claim Services

Group Benefit Services — You can receive a personalized benefit enrollment experience and get access to a variety of discounts and services at Principal Life. Find out how these programs can help:

• Principal Work Secure^SM — a program that allows employees to meet with a financial professional to discuss insurance needs
• Principal HealthyConnections — wide range of value-added and discounted services
• Find a Dental or Medical Provider
• Principal Health News^SM — a library of health news articles
• Access to Prescription Drug Information
• Principal Dental Health Edge^SM — dental news articles, information and tools
• Disability Rehabilitation Services — claim assistance and counseling resources
• Principal Return-To-Work Resources^SM — resources and tools available to help you get back to work after using disability insurance
• Principal Employee Benefit Service Center^SM — employer resource for making eligibility changes, viewing online booklets and reports, and more
• Personal Products and Services login — employee resource for a summary of product coverages, claims information and additional member services

Group Claim Services

Medical Claim Services

• Employees can monitor medical claim activity online by logging in to the Health & Wellness Center. Go to the Claim Activity tab to view and/or print your Explanation of Benefits (EOB).
• Get information about Flexible Spending Accounts (FSA), including benefits and claim forms.
• Review these How To Submit a Claim instructions or find out What's on an ID Card (PDF: 100 KB)

Dental Claim Services

• Principal Life accepts dental claim forms from providers, or if needed an employee can obtain a dental claim form from his/her employer to make filing a dental claim a snap.
• Employees can monitor dental claim activity on the Member Web site by clicking the Claim Activity tab under Health.
• Review these How To Submit a Claim instructions or find out What's on an ID Card (PDF: 100 KB)

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Disability Claim Services

• Visit the Disability Claim Management Services section for details on how to file claims, processing timelines, resources used, and much more.
• Access disability claim forms to help make filing a disability claim a snap.
• Employees can monitor disability claim activity on the Member Web site and clicking the Claim Activity tab under Insurance.
• Court of Appeals Benesowitz Decision — New York claimants can access information here relating to the review of previously denied group disability claims because of a pre-existing condition.

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Life Claim Services

• Visit the Life Claim Services section for details on how to file claims, processing timelines, resources used, and much more.
• Access life claim forms to help make filing a life claim a snap.
• Express claim processing provides rapid service to life insurance beneficiaries without the need to submit forms.

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Vision Claim Services

• Principal Life accepts vision claim forms from providers, or employees can obtain a vision claim form from his/her employer.
• Employees can monitor vision claim activity on the Member Web site and clicking the Claim Activity tab under Health.
• Review these How To Submit a Claim instructions or find out What's on an ID Card (PDF: 100 KB)

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Group Benefit Services

Principal Work Secure^SM

Selecting benefits can be a challenge for employees. Many are unaware of gaps in coverage and would benefit from the advice of an insurance or financial professional. Discover how Principal Work Secure^SM can help.

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Principal HealthyConnections

At Principal Life, we provide the opportunity for you to access tools and resources from some of the most trusted names in health, wellness and finance as part of your insurance or benefit coverage.

Learn more about the services that are provided (based on type of coverage):

• HealthyConnections services included with medical coverage
• HealthyConnections services included with dental, disability, life and vision coverage

For more information

• Contact your local representative of Principal Life to learn more about the group claim and benefit services offered by The Principal.

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