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Life Insurance Enrollment

Life Insurance Enrollment

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All too frequently, people fail to plan for the unexpected and severely underestimate their life insurance needs. Experts recommend you have enough coverage to replace 7 - 10 times your annual salary. By purchasing life insurance, you help prepare your family for:

  • Final expenses, including funeral costs
  • Long-term financial obligations
  • Everyday expenses

As an employee of the University of Northern Iowa, Principal Life Insurance Company is pleased to provide you with a special opportunity to purchase life insurance for you, your spouse and children at affordable group rates.

Employees already enrolled for Voluntary Term Life can purchase up to a $20,000 increase in coverage with no health questions asked. Higher amounts of coverage can be purchased for yourself, an eligible spouse and your children with proof of health.

By enrolling now, you can review and potentially increase your coverage by $20,000 annually - up to the policy maximums. So as your family situation changes, you can remain protected at the level needed.


Insured


Minimum


Guaranteed Coverage

Maximum
Employee $10,000 $20,000 increase over existing coverage amount1 $300,000
Spouse $5,0002 $20,000 increase over existing coverage amount1 $50,000 or 100% of employee coverage, whichever is less
Children $10,0003 $10,000 $10,000

1 2013 purchase makes you eligible for $20,000 increase annually without the need for proof of good health. Subject to plan maximums.
2 Amounts available for purchase in $5,000 increments
3 Children 14 days and older. Under 14 days of age receive $1000 of coverage.

As an added value, you and your spouse have free access to resources and tools provided by ARAG®* to create a Will, Living Will, Healthcare Power of Attorney, Durable Power of Attorney and Medical Treatment Authorization for Minors. And in the event of a loss, beneficiaries can receive support to help cope with their loss through Grief Support Services from Magellan Health Services.

For More Information

Protect your loved ones from the unexpected.

Calculate your needs now!

Protect Your Loved Ones PDF
Presentation

audio available  Watch this brief presentation (3:34) to learn more about life insurance.

 

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