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Disability Resources

Complete, quality services helps individuals, employees who have purchase disability coverage through their employer, business owners, and employers get the most out of disability insurance.

• Individuals - people that have purchased a personal disability plan on their own (not sponsored by their employer).
• Employees - People that have purchased disability coverage through their employer.
• Employers - Employers that offer disability coverage to their employee's.
• Business Owners - people that own their own business and have decided to buy their own personal disability coverage (not sponsored by their company).

For Individuals and Employees:

• From Here to Security - These tools, along with your financial representative can help you identify the amount of Individual Disability Income Insurance that will help you achieve your financial goals.
• Rehabilitation Services - Our professional staff of registered nurses, certified vocational rehabilitation experts and Social Security coordinators are available to provide expert assistance and personal service for people on disability.
• Principal Return-To-Work Resources - provides assistance in obtaining educational resources, completing resumes, preparing for interviews to make the transition from disability back to work easier.
• Discussing the Disability with Perspective Employers - question and answer section designed to help with those difficult discussions between persons with disabilities and employers.

For Business Owners:

• Individual Disability Income - provides you and your key employees income when you need it the most.
• Overhead Expense Insurance - provides overhead expense reimbursements up to a specified amount during disability.
• Disability Buy-Out Insurance - commonly used to help provide the funding needed for a buy-sell agreement.

For Employees and Employers:

• Claim Management Services - here you will find information discussing how to file claims, processing timelines, resources used, and much more.