Skip navigation.
Go to the Principal Financial Group(R) home page
Login to access your products and services
Self-Funded Employer Products
Self-Funded Employer Services
Quick Links
Tools

Flexible Provider Network Solutions

Network access and discounts are important to our customers. We provide regional and national PPO networks to deliver abundant access, flexibility and savings.

National PPO Network Solution

Private Healthcare Systems (PHCS) is available as our national network solution and is a leader in managed care, offering more than 360,000 providers and nearly 3,500 facilities nationwide.

Regional PPO Networks

We optimize our client's network options by maintaining contracts with over 60 regional PPOs across the country.

Non-Contracted PPO Networks

We have a solution for clients with ties to non-contracted networks, or to a specific set of providers; the employer can contract with the providers and we take care of the rest.

Nationwide Out-of-Network and Indemnity Discount Programs

While our PPO solutions provide access for most clients, travel, emergency situations and children away at school may require care outside of the network. We gain potential savings from non-network claims and access fees are based on a percent of savings. We can offer the following discount programs:

  • PHCS Healthy Directions
  • Multiplan
  • BCE Emergis Corp
  • FedMed

Dental Discount Program

Our Shared Savings Program provides access to more than 74,000 credentialed dentists nationwide through which employees may receive dental discounts. When employees utilize a dental provider in our dental PPO network, they get a discount on the services they receive. There is no PPO benefit differential required and no penalty to employees for not utilizing a provider in the network. Our customers only pay an access fee of a percent of savings when savings are realized.

Vision Discount Network

We have contracted to offer a large network of more than 24,000 fully credentialed providers who are practicing ODs and MDs. This program emphasizes overall eye health.

IN 14643
12/2003

 

Have a question? Call us at 1.800.986.3343

Copyright © 2008, Principal Financial Services, Inc.
Disclosures and Terms of Use | Privacy and Security
Securities offered through Princor Financial Services Corporation, member SIPC