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Vision Insurance

Visual impairment is one of the 10 most frequent causes of disability in the United States [1] . Add the fact that at least 63% of American adults currently wear glasses or contacts [2] , and the need for vision insurance is clear.

Why choose vision insurance from Principal Life?

  • It’s simple - a supplemental expense benefit with no deductibles, no copayments and no networks.
  • It’s affordable - provided on a scheduled basis, so you have a benefit offering that meets your cost and objectives.
  • It’s appreciated - vision insurance may not be considered an essential employee benefit, but it is a benefit employees will appreciate.

We provide vision care options to fit your needs

Vision Care Discounts

When you offer employees vision insurance from Principal Life, they receive reduced prices and discounts through VSP on:

  • Eye exams
  • Lenses
  • Frames
  • Contact lenses
  • Laser vision correction
  • And more

Voluntary Vision Insurance

Voluntary vision insurance from Principal Life Insurance Company is an affordable and desired benefit, with nearly 70% of employees willing to trade some vacation time for vision benefits. [3]

Vision impairment and eye disease cost the United States $68 billion annually in direct healthcare costs, lost productivity and diminished quality of life.[4] And there is a significant link between vision and overall health. [5]

Why offer Voluntary Vision?

  • Offered with the same standard features as our employer-paid benefit
  • Typical vision premiums cost only a few dollars a month, adding a low-cost solution to employee benefit packages while balancing budget needs
  • The opportunity is clear - only 29% of employees in private industry have access to vision care benefits. [6]

Standard Features

  • No deductibles or copayments
  • Flexible participation guidelines that allow enrolling groups with the greater of 25% or 10 enrolled lives
  • No dependent participation requirements
  • Coverage for both employees and dependents
  • Benefit customization in $5 increments
  • Annual enrollment
  • Freedom when choosing a vision provider
  • Access to discounts on vision products and services received through VSP providers

For more information

Chartbook on Disability in the United States. 1996 U.S. National Institute on Disability and Rehabilitation Research
Employee Benefit News, December 2004 vol 18, no 15
Employee Benefits News; August 2001 vol 15, no 10
National Alliance for Eye and Vision Research (NAEVR) Fact Sheet, viewed: 6-12-06
Vision Service Plan, February 2006
United States Bureau of Labor Statistics National Compensation Survey, 2005.

Have a question? Call us at 1.800.986.3343

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