Flexible group medical PPO solutions
Advantages of PPO solutions
Balancing the desire for quality health care insurance with the need for affordability is one of the many reasons PPO designs are so popular today. Coverage is not limited to a set group of providers, and participants are not required to secure referrals from their primary care physicians before visiting a specialist.
PPO solutions from Principal Life offer a number of advantages:
- You have the freedom to choose either PPO or non-PPO providers
- Providers are reimbursed on a fee-for-service basis, meaning they are not rewarded for under-treating patients
- Fees are negotiated on larger-dollar claims when discounts through PPO providers are not available
- Benefit designs offer comprehensive wellness benefits for adult and child routine physical exams including x-rays, laboratory test and other tests given in connection with the examination.
- Benefit designs include prescription drug copays and a prescription drug mail order service
For more information
- Contact your employer or human resources representative
- Call the 1-800 number on your insurance or member ID card
