Cost of Passing Up Employer Match

When possible, you should participate in your company's plan to at least the full employer match level. The following example illustrates the cost of leaving 1%, 2%, and 3% of employer matching funds "on the table". Annual earned income Annual earned income growth rate Year(s) until retirement Annual rate of return

Lost Opportunity Amounts at Retirement (before taxes)   1% 2% 3%     $0 $0 $0

Your company retirement plan may or may not offer an employer match. See your company plan information for matching amounts.

These calculators are provided only as general self-help tools. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances. These tools are not offers, representations or warranties by any member companies of The Principal Financial Group^®, and do not describe any specific products or services they offer. Before you use these tools, please read this important information.