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Individual Disability Insurance for Individuals and Business Owners

Income protection can be the base of a solid financial plan

Solutions for Individuals

Now available for those working at least 20 hours per week.*

Income protection: Your income is your most valuable asset and is the foundation to a solid financial plan. Help maintain your lifestyle and protect your family's future if you become too sick or hurt to work with Individual Disability Income insurance.

Retirement savings protection: A disabling injury or illness not only affects your immediate income, it can also make it challenging to continue saving for the future. Protect your ability to save for retirement with DI Retirement Security.

Solutions for Business Owners

For business owners, a disability not only affects personal income, it affects the business, too. If you or one of your key employees suddenly became too sick or hurt to work, you could face a disability triple threat:

  • Keeping a roof over your head.
  • Keeping your business open.
  • Keeping your business investment intact.

Protect your business and its future with Individual Disability Insurance solutions.

Offer employees income protection with Multi-life Individual Disability Insurance programs.

 Contact your financial representative today! Don't have one? Locate one through our Office Locations section.

Disability insurance has limitations and exclusions. For costs and complete details of coverage, contact your Principal Life financial representative.

More Information

Get 31 Days of Income Protection tips and tools.

31 Days of Income Protection

Check out our infographic for quick facts about income protection.

Meet the Voices

Watch this short video, Meet the Voices, and see why Principal Life consistently receives high claimant satisfaction. It's our people who are passionate about helping people.


See how disability benefits made a difference in Bruce's life.

Investment and insurance products are: not a deposit · not FDIC Insured ·
not insured by any federal government agency · not a bank guarantee · and may lose value.

Have a question? Call us at 1.800.986.3343

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Securities offered through Princor Financial Services Corporation, member SIPC