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Disability Resources For You
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Affordable Benefits

  • Discount opportunities are available to make your offering affordable.
    • Up to 30% Multi-Life Discount based on participating lives; most common discount amount is 20%.
    • 10% Select Occupation Discount available for certain select occupations, such as engineers, certified public accountants, engineers, executives (earning over $60,000), pharmacists and others.
    • Up to 10% Mental/Nervous Substance Abuse (MNSA) Disorders Limitation Discount available through a rider that limits mental/nervous and substance abuse claims to a lifetime benefit of 24 months.

Approval: t11120902uk

Budget Tip

Sponsor disability benefits for your highly compensated employees, but communicate the Prescription Drug Discount program to all employees.


 

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