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Protecting Your Income

The Need

If you could no longer work and earn an income, how you would pay for the following?

  • Food
  • Clothing
  • Transportation
  • Housing
  • Insurance premiums
  • Retirement or college education saving
  • Remaining medical expenses that health insurance doesn’t cover

The Solution

Individual Disability Income (DI) insurance from Principal Life Insurance Company provides monthly benefits to help you pay daily living expenses and keep your savings and retirement assets intact.

  • Find out your chances of becoming disabled here
  • Find out how much coverage you need here.

The Benefits

  • Replaces a portion of earned income lost due to a disability
  • Supplements any current group disability insurance plan (most Group LTD plans cover only 60% of gross income, and benefits are usually taxable) so a larger portion of your income is protected
  • Average annual cost is typically only 1% to 3% of what you earn. You can structure a policy to meet your needs and budgets.
  • Discounts may be available for select occupations and groups of employees.

Contact your financial representative today! Don't have one? Locate one through our Office Locations section.

Disability insurance has limitations and exclusions. For costs and complete details of coverage, contact your Principal Life financial representative.

Policy Form #s HH641/HH750
Approval t10083003hf

For More Information

Why do we need income protection? Check out this infographic to learn more.

Income Protection inforgraphic

Be better prepared for a disability. Use this resource center to find out how.

Disability Can Happen

Investment and insurance products are: not a deposit · not FDIC Insured ·
not insured by any federal government agency · not a bank guarantee · and may lose value.

Have a question? Call us at 1.800.986.3343

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Securities offered through Princor Financial Services Corporation, member SIPC