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Disability Income Insurance

How it Works

Disability Income Insurance from Principal Life provides you and/or your key employees personal income when you need it most. It helps cover daily personal expenses such as mortgage or rent payments, car payments, utilities and much more when you're unable to work due to a disability. Don't find yourself forced to dip into your hard-earned savings if a disability strikes.

Product Highlights

  • Replaces a portion of earned income lost due to a disability
  • Coverage can supplement any current disability insurance you may have
  • Coverage cannot be terminated (except for failure to pay premiums) or premiums increased before age 65 regardless of changes in income, occupation or health
  • Monthly benefits can be received income-tax free when premiums are paid with after-tax dollars
  • Offers many built-in policy features and optional riders that are available to help you customize your policy

To learn about how Principal Life helped pharmacist Kevin Hope make "the greatest purchase he ever made," read Planning for the "what ifs" with disability insurance (PDF: 80 KB).

 Contact your financial representative today! Don't have one? Locate one through our Office Locations section.

Disability insurance has limitations and exclusions. For costs and complete details of coverage, contact your Principal Life financial representative.

Policy Form #s HH641/HH700/HH750
Approval #11763122010

 

Have a question? Call us at 1.800.986.3343

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Securities offered through Princor Financial Services Corporation, member SIPC