DI State Approvals

This site contains up-to-date state approval information for Individual Disability Insurance offerings from Principal Life Insurance Company.

• 2009 Individual DI Income Enhancements (DI 2436) - Displays states that have approved the September 2009 enhancements for the Individual Disability Income (DI) insurance HH 750 policy.  Enhancements include:
• Lower pricing for certain benefit periods and riders
• New Residual Disability and Recovery Benefit rider
• Expanded availability of the Regular Occupation rider to additional occupation classes
• Mental Nervous Substance Abuse Disorder Limitations (MNSA) rider for Texas



• Key Person Replacement and Business Loan Protection Rider (for HH702 OE) - Displays the states that have approved these January 2009 product enhancements.



• Supplemental Health Benefit Rider - Displays the states that have approved the addition of this rider to the Individual Disability Income insurance (HH 750) product.



• Changes for 2006 - Displays the states that have approved the rate changes and new riders:
  • Transitional Occupation
  • Benefit Update
  • Conditionally Renewable Policy
  • Future Benefit Increase
  • Presumptive Disability Benefit Rider
    
    
• Association Program for Disability Income, Overhead Expense and Disability Buy-Out - Displays the states that have approved the HH750 Disability Income policy and the approved Association program for Disability Income, Overhead Expense and Disability Buy-Out.