Three easy steps to getting started
Your retirement should last decades. We can help you ensure your retirement savings last just as long. Determining the right asset allocation mix is critical in making your retirement dreams a reality. These are the steps you need to complete to make sure that you are investing appropriately.
Step 1: How much income is enough?
Do you know how much money you'll need in retirement? The first step to meeting
your goals is taking the time to figure this out. Principal retirement experts
can guide you through a complete Lifestyle Financial Review to help you
determine how much money you'll need to meet your retirement needs and
wants.
Step 2: How much risk can I tolerate?
By assessing how you feel about certain investment scenarios, you can more accurately
identify your risk tolerance.
We'll help you gauge your attitude toward financial risk. You take a simple questionnaire that helps us analyze your risk tolerance. We match your risk profile with the appropriate Path for Income Model, which is a predetermined sample allocation. You choose a model that matches your risk tolerance and need for income, and provides the potential for long-term growth.
Experienced money managers of the Principal Financial Group® construct and monitor the Path for Income Models. Each model:
- Represents a unique mix of asset classes
- Seeks long-term growth with an emphasis on income
- Varies in the degree of risk and growth potential
Step 3: How might my portfolio perform?
Finally, we'll assess the likelihood of your recommended portfolio generating
sufficient returns to meet your retirement income needs.
Back to Principal Path for Income
Before investing in mutual funds, investors should carefully consider the investment objectives, risks, charges and expenses of the funds. This and other information is contained in the free prospectus, which can be obtained by:
- Calling 1.800.222.5852 and requesting a prospectus (all share classes)
- Downloading a prospectus (A, B & C shares)
- Downloading a prospectus (J shares)
- Requesting a prospectus be mailed to you (A, B & C shares)
- Requesting a prospectus be mailed to you (J shares)
Please read the prospectus carefully before investing. See the mutual fund section of our site for a description of the different share classes.
