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A message from Dan Houston
President — Retirement, Insurance and Financial Services, The Principal Financial Group

Andrew M. Sieg

What makes our relationship with The Principal so successful is our shared commitment to put the client first.

Andrew M. Sieg
Head of Global Wealth and Retirement Solutions, Bank of America Merrill Lynch

There's never been a better time to offer our unique mix of products, services and expertise in select markets around the world. Growing economic challenges, dramatic demographic changes and evolving governments are creating huge opportunities for The Principal.

Era Of Personal Responsibility

Economics

Globally, as employers continue to face significant economic and competitive pressures, budgets for employee benefits are often constrained. We make it easier and more cost-effective to provide benefits that help them attract and retain key employees.

Demographics

The changing U.S. demographics and the explosive global growth of middle class populations have created unprecedented demand for financial services. We are proven leaders in providing education, services and solutions to people with evolving needs and expectations.


WORLDWIDE GROWTH OF THE MIDDLE CLASS
Worldwide Growth of the Middle Class


Fiscal Constraint

Fiscally constrained governments are unable to maintain past levels of guaranteed assistance. Our solutions help people take charge of their own financial futures, reducing dependence on government systems and subsidies.

This era of personal responsibility is the right time — the perfect time — to help our millions of customers around the world achieve financial security and realize their financial dreams. We're honored to be a part of their success.

Dan Houston
President — Retirement, Insurance and Financial Services, The Principal Financial Group

A Trusted Partner

Wherever they live, people are becoming increasingly responsible for their own financial futures. Often, they're unsure about where to turn or how to proceed. They need a trusted partner to guide them through the choices, so they can confidently make better decisions.

The Principal is that partner.

Through our employees, advisors, alliance firms and joint venture relationships, we help customers define their needs and chart a plan for success. We offer affordable solutions and a simplified process. We deliver investment returns that support their goals. On the bottom line, we help them save, grow and insure their assets, create lifelong income and achieve financial security.

It may be the era of personal responsibility, but our customers never have to go it alone.

WE'LL GIVE YOU AN EDGE®

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