Principal Edge Network: Information for Members
The Principal Edge Network offers clients cost-competitive access to physicians and hospitals across a comprehensive range of services, backed by the premier service and claims-paying ability of Principal Life Insurance Company.
PHCS Healthy Directions Network
If there is a need to seek medical care outside of the Principal Edge Network service area, the PHCS Healthy Directions network is available to provide in-network benefits. PHCS Healthy Directions may or may not be available based on your employer’s selection of benefit designs.
Please click the links below to view the Principal Edge Network service areas. It is important to note that PHCS Healthy Directions is not available in the highlighted counties. Therefore if you or your dependents are traveling to one of the service areas listed below, you will only receive in-network benefits with Principal Edge Network providers.
- Austin Service Areas (PDF: 392 KB)
- Dallas/Fort Worth Service Area (PDF: 320 KB)
- Georgia Service Areas (PDF: 376 KB)
- Nashville Service Area (PDF: 430 KB)
- Western Tennessee Service Areas (PDF: 390 KB)
Note: The Principal does not guarantee all services provided at a Principal Edge Network participating hospital, surgery center or physician office will be provided by a network participating provider. Services by a non-network provider will be paid at non-network benefit levels. You may be responsible for payment of all or part of the fees for those professional services that are not paid or covered by your health coverage.