Budgeting & Saving
Two important steps toward achieving your financial dreams are creating a budget and creating a saving plan. These articles will help you get started.
- Automate your financial life
Rather than spending hours porting over bills and financial statements, put your financial life on automatic and reap the rewards.
- Creative ways to manage multiple financial goals
Doing a balancing act to juggle different financial goals? See what these folks did.
- Create a financial game plan
Developing a financial strategy doesn't have to be complicated. Follow the 10 fundamental plays outlined in the The Principal Financial Playbook to get started.
- Smart spending, smart saving
Want a bigger savings account? First take a look at where you spend your money; those choices hold a wealth of information about your priorities.
- Make saving a lifelong habit
Slow and steady can help your retirement savings snowball. Are you taking the right approach?
- How to save $1,000 a year
This is not as difficult as you may think. Following these 10 simple steps will have you increasing your savings in no time.
- 4 ways to save $100 more each month
Small spending adjustments can add up to a big boost in your monthly savings. Consider using these strategies to find something that works for you.
Budgeting & Managing Debt
- Tackle your student loans
How to keep "good" debt from becoming too much of a burden.
- The pros and cons of consolidating debt
Making only one monthly payment may be convenient, but make sure consolidating also eases your overall debt.
- How Much is Your Lifestyle Costing You?
Is your lifestyle costing you big savings? If you think you need a large income to have a large retirement savings account, think again: Simple changes in how you spend may help you pocket more savings than you might expect — and you probably won't even miss the money.
- Create a Budget (and Stick to It!)
A budget may help you stay focused on both short- and long-term financial goals.
Use our calculators to determine how much money you'll save by creating a sound budget, postponing purchases, or paying off your credit card balances early.