Investing Strategies
As America prepares to rebuild its economy, you may need to rebuild your financial portfolio. Investing strategies can seem difficult, but we can provide you with some basics that will get you on your way.
Educational Articles
Basic
- What To Do with a Windfall
Receiving unexpected cash is always exciting, but what is really the best thing to do with it? - Benefits of Dollar-Cost Averaging
While no strategy such as dollar-cost-averaging can guarantee a profit or protect against losses in periods of declining markets, learn how a strategy of regular investing over time may help you navigate uncertain markets. Remember, dollar-cost averaging requires continuous investing even in down market conditions, so you should consider your ability to keep investing during those periods. - Why Do Stocks Split?
Stocks can be split for different reasons, but one of the most common is for companies to keep their stock price attractive to investors.
Diversification
- Asset Allocation: It’s in the Mix
Your retirement savings plan should rely on a combination of stocks, bonds, and cash investments. Several considerations can help make asset allocation work for you. - Diversification, Rebalancing and Your Retirement Savings
The mix of investments you choose for your retirement account can have an impact on your portfolio. Is your current mix right for you? - What's Your Profile?
Are you an investment risk-taker? Or would you rather play it safe? Find out with the Investor Profile Quiz. - Asset Allocation Programs
If you aren't sure how to invest, an asset allocation program may be just what you need.
IRAs
- The Year of The Roth
Income limits on Roth IRA conversions have been eliminated for 2010. Should you consider converting? - IRA Information Center
Learn more about Rollover IRAs, Roth IRAs and Traditional IRAs. You can also read more about the changes to Roth IRAs and if you should consider converting to one. - Comparing IRAs (PDF)
Compare the eligibility, contributions, and distribution details for traditional IRAs and Roth IRAs.
Insurance products from the Principal Financial Group® are issued by Principal National Life Insurance Company (except in New York) and Principal Life Insurance Company. Securities offered through Princor Financial Services Corporation, 800.247.1737, member SIPC. Principal National, Principal Life and Princor® are members of the Principal Financial Group®, Des Moines, IA 50392.
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