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My PERLS®

At The Principal®, we understand that companies that sponsor ESOPs have unique cash flow considerations. The new My Principal ESOP Repurchase Liability Solution® (My PERLS®) enables ESOP clients of The Principal to project repurchase liabilities and provides yet another way to help ease their ESOP fiduciary responsibilities with repurchase liability forecasting.

My PERLS is available exclusively to clients of The Principal at no added fee — something no other ESOP service provider offers.

Key efficiencies

  • Completely online
  • Integration, personalization, and automatic import of each client's ESOP data
  • Robust reporting and graphing capabilities
  • Automatic calculation of amortization schedules
  • Users can factor in custom diversification; stock price protection; loan prepayments; custom turnover assumptions; discretionary contribution and matching contribution plans; and more.

More Information

Learn more about MyPERLS through a short presentation. To learn more about My PERLS®, view a short presentation or brochure (PDF: 219 KB); or contact your financial professional or an ESOP Consultant today.

 

Your repurchase calculation will be based on the set of assumptions you use within the My PERLS software. Consultants at The Principal are available to discuss the results generated by your study and the potential alternatives for addressing repurchase liability issues. You should consult appropriate professionals on all matters related to legal, tax, or accounting obligations and requirements.

Learn More

View a short presentation or view a brochure (PDF: 219 KB) to learn about My PERLSSM.

Link to presentation on My PERLS

Have a question? Call us at 1.800.986.3343

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