Why Choose the Principal Financial Group^® (The Principal)?

Experience and Expertise

By offering a guaranteed income stream, income annuities can help offset the unique risks you face in retirement. Income annuities from Principal Life Insurance Company are designed specifically to deliver predictable income to retirees, and through group pricing, you can receive more income for your retirement dollars than would be available through other income annuities from Principal Life.

Retirement income experience

• A leading provider of payout annuities, currently providing payout annuities to more than 250,000 individuals
• Quality annuity solutions for 50 years
• Full range of annuity products

Retirement expertise

The Retiree Resource Center features:

• Toll-free access to retirement professionals
• Dedicated and trained income management professionals with an average of 10 years of financial services experience
• 24/7 live access to benefit information
• Foreign language and hearing impaired services

The Principal^®:

• Offers a wide range of financial products and services including retirement and investor services, life and health insurance and banking
• Is a Member of Fortune 500
• Is a business centered around retirement
• Has more than 127 years in the financial services industry

Financial Strength

Financial strength ratings from Principal Life Insurance Company:

• A.M. Best
  Financial Strength Rating of 'A+', Superior - second highest of 16 rating levels
  Rating as of November 2006
• Moody's Investors Service
  Insurance Financial Strength Rating of 'Aa2', Excellent - third highest of 21 rating levels
  Rating as of July 2006
• Standard & Poor's Rating Group
  Insurer Financial Strength Rating of 'AA', Very Strong - third highest of 21 rating designations
  Rating as of December 2006
• Fitch Ratings
  Insurer Financial Strength Rating of 'AA' Very Strong - third highest of 21 rating levels
  Rating as of May 2006

More about The Principal

Call us today to speak with one of our retirement professionals. Guaranteed income throughout your retirement? That’s a strategy you can live with. 1.877.210.5565 ext. 356

*Guarantees are based on the claims paying ability of Principal Life Insurance Company.

Annuities issued by Principal Life Insurance Company, a member of the Principal Financial Group, Des Moines IA 50392.

ELM Income Group is not affiliated with any member of the Principal Financial Group and ELM is not an issuer of any annuity product.

Retirement professionals are sales representatives for the members of the Principal Financial Group. Except under certain circumstances, they do not represent, offer or compare products and services of other financial services organizations. # 5720082009