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Tax Credit for Low- and Middle-Income Workers

This temporary tax credit gives low- to middle-income workers an extra incentive to save. If you qualify, you are eligible for a non-refundable tax credit of up to 50% on the first $2,000 you contribute to retirement savings. However, the credit will only be available from 2002-2006, and it will vary depending on income.

In order to qualify for the tax credit, you must have an adjusted gross income (AGI) below:

  • $25,000 if you're single
  • $50,000 if you're married filing jointly

Talk to your tax advisor to find out if you will qualify and how much of a tax credit you may receive.

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