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Principal Strategic Asset Management (SAM) Portfolios

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Focus on Efficiency

Dedicate your time to building and maintaining client relationships.

The SAM Portfolios aggregate investment management, service, and support by delivering a sophisticated, actively managed asset allocation portfolio . With the SAM Portfolios, both you and your clients may benefit from a single access point to gain exposure to multiple asset classes, funds, managers, and styles in an option.

A Level of Indemnification Protection

When it comes to the fiduciary responsibility of selecting and monitoring investment options for the plan's investment program, having a level of indemnification protection can help give plan fiduciaries and financial professionals additional confidence. Through the investment fiduciary support and services, we make available additional investment fiduciary services and even help provide a level of indemnification protection.

The SAM Portfolios qualify for the prudent* monitoring coverage of The Principal Warranty, and four of the five SAM Portfolios qualify for the QDIA coverage of under the investment fiduciary support & services.[1]

 

Global Investment Management, Asset Allocation Expertise, Retirement Leadership

[1]
Principal Life warrants that four of the five SAM Portfolios meet the requirements established by the DOL for QDIAs that take into account such matters as the participant's target level of risk, as set out in DOL Regulation § 2550.404c-5(e)(4): SAM Flexible Income Portfolio; SAM Conservative Balanced Portfolio; SAM Balanced Portfolio; and SAM Conservative Growth Portfolio.

To obtain a prospectus, download online or call The Principal® at 1.800.986.3343

Investment options are subject to investment risk. Shares or unit values will fluctuate and investments, when redeemed, may be worth more or less than their original cost.

*References to prudence mean compliance with the prudent standard described in ยง404(a)(1)(b) of ERISA, including following prevailing industry standards and generally accepted investment theories. ERISA imposes on the plan administrator ongoing accountability for the selection and monitoring of those to whom specific fiduciary responsibilities have been delegated or on whom the plan administrator is depending for help in meeting its own fiduciary obligations.

For comprehensive investment fiduciary support and services details on the levels of coverage, see Investment Fiduciary Support and Services Terms and Conditions document.

The investment fiduciary support portion of The Principal Warranty applies to covered plan investment options that are part of an active retirement plan recordkept by Principal Life. 404(c) and QDIA coverage applies only to plans subject to ERISA. In general, nonqualified plans are not regulated under ERISA. Different investment products and financing options apply to nonqualified plans. No member company of The Principal assumes any additional fiduciary responsibility for any nonqualified deferred compensation plan. For purpose of nonqualified plans and plans not subject to ERISA, Principal Life indemnifies the Plan Representative who signs the Service Agreement.

Principal Life is not a fiduciary in the broader context of operating any plan. The selection of any investment options on behalf of a plan is the fiduciary responsibility of the appropriate plan fiduciary, which is not Principal Life, nor any affiliate. Principal Life does not guarantee performance of any investment option [other than the portion of a group annuity contract that constitutes a guaranteed benefit policy as described in ERISA §401(b)(2)]. Principal Life does not guarantee that any investment option will meet the criteria of any particular plan's investment policy statement, include reasonable fees, or otherwise be suitable for use by any specific plan. The fiduciary tasks undertaken by Principal Life do not eliminate all responsibilities of the relevant plan fiduciaries for the prudent selection of any investment option for a retirement plan. Plan fiduciaries remain subject to a varying amount of ongoing responsibility, depending on the structure of the plan the fiduciary serves and the nature of the plan fiduciary's position. Please consult with your counsel or other adviser as to the responsibility of a plan fiduciary with regard to the selection or retention of any plan investment option by a plan fiduciary.

While this communication may be used to promote or market a transaction or an idea that is discussed in the publication, it is intended to provide general information about the subject matter covered and is provided with the understanding that The Principal® is not rendering legal, accounting, or tax advice. It is not a marketed opinion and may not be used to avoid penalties under the Internal Revenue Code. You should consult with appropriate counsel or other advisors on all matters pertaining to legal, tax, or accounting obligations and requirements. For more information about our funds, including their full names, please see the Principal Funds, Inc. prospectus or call The Principal® at 1.800.986.3343.

A mutual fund's share price and investment return will vary with market conditions, and the principal value of an investment when you sell your shares may be more or less than the original cost.

Principal Funds, Inc. is distributed by Principal Funds Distributor, Inc., member of the Principal Financial Group®. Principal Funds Distributor, Principal Shareholder Services, Principal Management Corporation and its affiliates, and Principal Funds, Inc. are collectively referred to as Principal Funds.

Insurance products and plan administrative services are provided by Principal Life Insurance Company. Principal Funds, Inc., is distributed by Principal Funds Distributor, Inc. Securities are offered through Princor Financial Services Corporation, 800.547.7754, member SIPC and/or independent broker/dealers. Securities sold by a Princor® Registered Representative are offered through Princor. Principal Funds Distributor, Princor and Principal Life are members of the Principal Financial Group®, Des Moines, IA 50392. Separate Accounts are made available through a group annuity contract with Principal Life, Des Moines, IA 50392. They may not be available in all states or U.S. commonwealths. Ask your representative for more details.

Not FDIC or NCUA/NCUSIF insured - May lose value - No bank guarantee - Not a deposit - Not insured by any federal government agency

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