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The Principal Financial Well Being IndexSM Executive Summary of Wellness Results

Key Findings

  • Wellness Benefits at the Workplace
    • 79 percent participate in on-site health screenings, up from 68 percent in 2005
    • 65 percent have implemented a personalized action plan for high risk conditions, up from 45 percent in 2005
    • Fitness facility use has nearly doubled. 60 percent take advantage of this benefit compared to 38 percent in 2005
  • Advantage of Wellness Benefits
    • 52 percent say a wellness program offered through their employer encourages them to work harder and perform better
    • 54 percent say having a wellness program in place makes them want to stay with their current employer longer
  • Employee Benefits
    • 58 percent say "my family and me" would benefit the most financially from wellness programs
    • 38 percent say reduced personal health costs would be one of the reasons they would be willing to sign up for a wellness program
    • 61 percent feel employer sponsored wellness programs can be successful in combating rising healthcare costs

View questions and data

About The Principal Financial Well-Being Index

The Principal Financial Group®, the nation's 401(k) leader1, commissioned Harris Interactive® to conduct online research with employees (ages 18+) of small and mid-sized (SMB) U.S. businesses (firm size 10 - 1,000 employees) about their attitudes and perceptions regarding their financial well being and their current employee benefits.

Harris Interactive conducted The Principal Financial Well-Being Index survey online among 1197 employees and 630 retirees from October 23-November 1, 2006. Data were weighted to be representative of the entire population of adult employees working for small to midsized U.S. businesses and retirees on the basis of age by gender, age, education, race/ethnicity, region, income and propensity to be online.

With a probability sample size of 1,197 and 630, one can say with 95% probability that the overall results would have a sampling error of ± 3 percentage points and ± 4 percentage points respectively. Sampling error for data based on sub-samples may be higher and may vary. However, that does not take other sources of error into account. This online survey is not based on a probability sample and therefore no theoretical sampling error can be calculated.

This is one in a series of quarterly studies to identify and track changes in the workplace of small and mid-sized (growing) businesses. The first Principal Financial Well-Being IndexSM survey was conducted in the United States in 2000.

1) The Principal ranks number one in plans administered - 2006 Spectrum Group analysis of fully-bundled 401(k) providers.

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