Principal TrustSM Target Date Collective Investment Funds

I25 Share Class Investment Performance

These performance results are for the Principal TrustSM Target Date Collective Investment Funds I25 share class. Results for your share class may differ. For information specific to your share class, please login to access your products and services or speak with a representative of The Principal.

Investment results shown represent historical performance and do not guarantee future results. Investment returns and principal values fluctuate with changes in interest rates and other market conditions so the value, when redeemed may be worth more or less than original costs. Current performance may be lower or higher than the performance data shown. Please see the Fact Sheet for a specific fund’s performance calculated by the retroactive application of the current asset allocation methodologies.

In situations where the net and gross total investment expense figures are different, the collective investment trust or the underlying investment options in which a collective investment trust invests have waived/caped a portion of its management fee through the date displayed in the waiver expiration date or contractual cap expiration date column. Differences may also be shown due to the fund family choosing to pay certain expenses that would normally be payable by the fund. Returns displayed are based on net total investment expense.

Not FDIC Insured
May Lose Value - Not a Deposit - No Bank Guarantee
Not Insured by any Federal Government Agency

Low Risk/Return
High Risk/Return
Inv Manager or Sub-Advisor / Investment Unit Value YTD % * 1 Mo 3 Mo 1 Yr 3 Yrs 5 Yrs 10 Yrs Since Inception Inception Date Net Gross Contrct. Cap /
Waiver Exp. Date
09/02/2015
Values
Average Annual Total Returns as of
08/31/2015
Total Investment Expense
Retirement Income
Multiple Sub-Advisors
Principal Trust(SM) Income Fund I25   1, 2, 3, 4, 5, 6
14.71 -1.28 -1.66 -2.51 -1.00 3.23 5.00 N/A 6.55 07/07/2009
07/07/2009
0.58 0.58 N/A
N/A
Target Date 2000-2010
Multiple Sub-Advisors
Principal Trust(SM) Target 2010 Fund I25   1, 2, 3, 4, 5, 6
17.29 -1.87 -2.58 -3.55 -1.47 5.62 7.62 N/A 9.41 07/07/2009
07/07/2009
0.58 0.58 N/A
N/A
Target Date 2011-2015
Multiple Sub-Advisors
Principal Trust(SM) Target 2015 Fund I25   1, 2, 3, 4, 5, 6
18.25 -2.20 -3.06 -4.07 -1.76 6.58 8.45 N/A 10.39 07/07/2009
07/07/2009
0.58 0.58 N/A
N/A
Target Date 2016-2020
Multiple Sub-Advisors
Principal Trust(SM) Target 2020 Fund I25   1, 2, 3, 4, 5, 6
19.15 -2.49 -3.69 -4.64 -1.98 7.67 9.41 N/A 11.28 07/07/2009
07/07/2009
0.60 0.60 N/A
N/A
Target Date 2021-2025
Multiple Sub-Advisors
Principal Trust(SM) Target 2025 Fund I25   1, 2, 3, 4, 5, 6
19.73 -2.81 -4.14 -5.15 -2.16 8.36 9.99 N/A 11.84 07/07/2009
07/07/2009
0.61 0.61 N/A
N/A
Target Date 2026-2030
Multiple Sub-Advisors
Principal Trust(SM) Target 2030 Fund I25   1, 2, 3, 4, 5, 6
20.24 -3.07 -4.53 -5.55 -2.34 9.00 10.54 N/A 12.31 07/07/2009
07/07/2009
0.62 0.62 N/A
N/A
Target Date 2031-2035
Multiple Sub-Advisors
Principal Trust(SM) Target 2035 Fund I25   1, 2, 3, 4, 5, 6
20.69 -3.23 -4.82 -5.85 -2.47 9.50 11.01 N/A 12.73 07/07/2009
07/07/2009
0.63 0.63 N/A
N/A
Target Date 2036-2040
Multiple Sub-Advisors
Principal Trust(SM) Target 2040 Fund I25   1, 2, 3, 4, 5, 6
21.03 -3.44 -5.09 -6.13 -2.57 10.03 11.42 N/A 13.04 07/07/2009
07/07/2009
0.63 0.63 N/A
N/A
Target Date 2041-2045
Multiple Sub-Advisors
Principal Trust(SM) Target 2045 Fund I25   1, 2, 3, 4, 5, 6
21.42 -3.60 -5.33 -6.35 -2.74 10.34 11.74 N/A 13.39 07/07/2009
07/07/2009
0.63 0.63 N/A
N/A
Target Date 2046-2050
Multiple Sub-Advisors
Principal Trust(SM) Target 2050 Fund I25   1, 2, 3, 4, 5, 6
21.34 -3.74 -5.55 -6.57 -2.88 10.59 11.98 N/A 13.33 07/07/2009
07/07/2009
0.64 0.64 N/A
N/A
Target Date 2051+
Multiple Sub-Advisors
Principal Trust(SM) Target 2055 Fund I25   1, 2, 3, 4, 5, 6
21.29 -3.84 -5.65 -6.67 -2.93 10.64 11.98 N/A 13.29 07/07/2009
07/07/2009
0.64 0.64 N/A
N/A
Multiple Sub-Advisors
Principal Trust(SM) Target 2060 Fund I25   1, 2, 3, 4, 5, 6
10.42 -3.79 -5.64 -6.64 -2.85 N/A N/A N/A 3.27 01/01/2014
01/01/2014
0.64 0.64 N/A
N/A

These performance results are for the Principal TrustSM Target Date Collective Investment Funds I25 share class. Results for your share class may differ. For information specific to your share class, please login to access your products and services or speak with a representative of The Principal.

Investment results shown represent historical performance and do not guarantee future results. Investment returns and principal values fluctuate with changes in interest rates and other market conditions so the value, when redeemed may be worth more or less than original costs. Current performance may be lower or higher than the performance data shown. Please see the Fact Sheet for a specific fund’s performance calculated by the retroactive application of the current asset allocation methodologies.

In situations where the net and gross total investment expense figures are different, the collective investment trust or the underlying investment options in which a collective investment trust invests have waived/caped a portion of its management fee through the date displayed in the waiver expiration date or contractual cap expiration date column. Differences may also be shown due to the fund family choosing to pay certain expenses that would normally be payable by the fund. Returns displayed are based on net total investment expense.

Not FDIC Insured
May Lose Value - Not a Deposit - No Bank Guarantee
Not Insured by any Federal Government Agency

The authorizing fiduciary can discontinue the plan's participation the Principal TrustSM Target Date Collective Investment Funds at any time by downloading a termination form from our site, by visiting www.principal.com, or by contacting us at 1.800.547.7754.

Delaware Charter Guarantee & Trust Company, conducting business as Principal TrustSM Company (“Principal Trust”) is a member of the Principal Financial Group®. Principal Trust maintains various Collective Investment Funds, as trustee, under certain plan and declaration of trust documents, which may be amended from time to time (“Trusts”). Principal Trust has discretion over the investment of the Collective Investment Funds. Principal Management Corporation (“PMC”), an affiliate of Principal Trust, provides nondiscretionary advisory services to Principal Trust with respect to the Collective Investment Funds. Principal Trust and PMC are fiduciaries subject to the Employee Retirement Income Security Act of 1974, as amended.

PMC also manages portfolios of Principal Funds, Inc., (“Principal Funds”) a series mutual fund, which may be included as underlying investments in the Collective Investment Funds maintained by Principal Trust. PMC receives management fees from Principal Funds. The Collective Investment Funds maintained by Principal Trust may also include group annuity separate accounts (“Separate Accounts”) managed by Principal Life Insurance Company (“Principal Life”), an affiliate of Principal Trust. Principal Life receives management fees from the Separate Accounts. PMC, Principal Life, or other affiliates of Principal Trust may provide services with respect to Principal Funds or Separate Accounts and may receive fees for such services.

The Collective Investment Funds offered and maintained by Principal Trust are available only to qualified plans and governmental 457(b) plans. They are not mutual funds and are not registered with the Securities and Exchange Commission, the State of Delaware or any other regulatory body. The Collective Investment Funds are not guaranteed by Principal Trust, PMC, any of their affiliates, the FDIC or any other governmental agency.

The value of the Collective Investment Funds offered by Principal Trust will fluctuate so that when redeemed, shares or units may be worth more or less than the original cost. Past performance is no guarantee of future results.

Participation in Collective Investment Funds offered by Principal Trust is governed by the terms of the applicable Trust and a Participation Agreement, which is signed by the retirement plan’s fiduciary at the time the plan invests in the Collective Investment Funds. If the Collective Investment Funds invest in Principal Funds, the retirement plan’s fiduciary is also provided with a Principal Funds, Inc. Institutional Class Shares Prospectus (“Prospectus”) before the plan invests in the Collective Investment Funds. The Trust and Prospectus are available from Principal Trust or Principal Life by visiting us at principal.com. A copy of the Participation Agreement can be obtained from your plan administrator.

The Collective Investment Funds are operated by Principal Trust Company, which has claimed an exclusion from the definition of the term “commodity pool operator” under the Commodity Exchange Act (the “Act”) and, therefore, is not subject to registration or regulation as a pool operator under the Act.

Insurance products and plan administrative services are provided by Principal Life, Des Moines, IA 50392.

Returns shown for periods of less than one year are not annualized.

Investment Types
Short-Term Fixed Income - This asset class is generally comprised of short-term, fixed-income investment options that are largely liquid and are designed to not lose much value. These investment options may include stable value, money market, short-term bond, and guaranteed interest accounts. They are considered to be among the least risky forms of investment options. However, they typically have a lower rate of return than equities or longer-term fixed income investment options over long periods of time. Depending on the objectives of the investment options, they may experience price fluctuations and may lose value.
Fixed Income - This asset class is generally comprised of investment options that invest in bonds, or debt of a company or government entity (including U.S. and Non- U.S.). It may also include real estate investment options that directly own property. These investment options typically carry more risk than short-term fixed income investment options (including, for real estate investment options, liquidity risk), but less overall risk than equities. All investment options in this category have the potential to lose value.
Balanced/Asset Allocation - This asset class is generally comprised of a combination of fixed income and equity investment options. These investment options may include balanced, asset allocation, target-date, and target-risk investment options. Although typically lower risk than investment options that invest solely in equities, all investment options in this category have the potential to lose value.
Large U.S. Equity - This asset class is generally comprised of investment options that invest in stocks, or shares of ownership in large, well-established, U.S. companies. These investment options typically carry more risk than fixed income investment options but have the potential for higher returns over longer time periods. They may be an appropriate choice for long-term investors who are seeking the potential for growth. All investment options in this category have the potential to lose value.
Small/Mid US Equity - This asset class is generally comprised of investment options that invest in stocks, or shares of ownership in small to medium-sized U.S. companies. These investment options typically carry more risk than larger U.S. equity investment options but have the potential for higher returns. They may be an appropriate choice for long-term investors who are seeking the potential for growth. All investment options in this category have the potential to lose value.
International Equity - This asset class is comprised of investment options that invest in stocks, or shares of ownership in companies with their principal place of business or office outside the United States. These investment options often carry more risk than U.S. equity investment options but may have the potential for higher returns. They may be an appropriate choice for long-term investors who are seeking the potential for growth. All investment options in this category have the potential to lose value.

Footnotes:

  1. Equity investment options involve greater risk, including heightened volatility, than fixed-income investment options. Fixed-income investment options are subject to interest rate risk, and their value will decline as interest rates rise.
  2. Fixed-income and asset allocation investment options that invest in mortgage securities are subject to increased risk due to real estate exposure.
  3. Asset allocation and diversification do not ensure a profit or protect against a loss. Additionally there is no guarantee this investment option will provide adequate income at or through retirement.
  4. The Investment Advisor will display "Multiple Sub-Advisors" for certain target-date, target-risk and specialty investment options where the assets are directed by the Investment Manager to multiple underlying investment options. These underlying investment options may use multiple sub-advisors who are responsible for the day-to-day management responsibilities.
  5. This Principal Trust Target Date Fund indirectly bears its pro rata share of the Total Investment Expense incurred by the underlying investment options in which this fund invests. Based on the asset allocation of the Principal Trust Target Date Funds as of March 31, 2015, the weighted average operating expenses of the underlying investment options are: Principal Trust Income, 0.29%; Principal Trust Target 2010, 0.29%; Principal Trust Target 2015, 0.29%; Principal Trust Target 2020, 0.31%; Principal Trust Target 2025, 0.32%; Principal Trust Target 2030, 0.33%; Principal Trust Target 2035, 0.34%; Principal Trust Target 2040, 0.34%; Principal Trust Target 2050, 0.35%; Principal Trust Target 2055, 0.35%; Principal Trust Target 2060, 0.35%. This fund may invest in underlying mutual funds. For more information on the underlying funds and their expenses, see the prospectus for those funds.
  6. International and global investing involves greater risks such as currency fluctuations, political/social instability and differing accounting standards.