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Rhode Island temporary disability and temporary caregiver insurance

Temporary disability insurance (TDI) is temporary disability coverage that is legislated by this state. If you have employees working in Rhode Island, the state may require that employers provide TDI coverage for employees.

Key features of Rhode Island Temporary Disability Insurance (TDI)

Coverage options

State plan only

Funding

Payroll deductions of 1.3% of employee wages

Waiting period

7 days (retroactive to the first day of leave)

Benefit

4.62% of quarterly wages, up to 85% of average weekly wage

Maximum benefit

$1,070/week as of 07/01/2024

Benefit duration

30 weeks

*The combined duration of TDI and TCI benefits cannot exceed 30 weeks in a benefit year.

Key features of Rhode Island Temporary Caregiver Insurance (TCI)

Coverage options

State plan only

Funding

Payroll deductions of 1.3% of employee wages

Waiting period

7 days (retroactive to the first day of leave)

Benefit

4.62% of quarterly wages, up to 85% of average weekly wage

Maximum benefit

$1,070/week as of 7/1/2024

Benefit duration

7 weeks - beginning in 2026, this will increase to 8 weeks

*The combined duration of TDI and TCI benefits cannot exceed 30 weeks in a benefit year.