Group Benefits

Every business can offer excellent coverage.

No matter what your business size or budget, we offer a variety of affordable, flexible options.

What is group insurance?

Group insurance describes insurance that covers a group of people—in your case, your employees. Group insurance is part of a comprehensive employee benefits package and can include a mix of insurance products, and you can pay all, part, or none of your employees’ benefits.

Why work with Principal?

With a top-rated, financially strong benefits leader like Principal1, you can feel confident about offering excellent coverage for your employees, as well as (in most cases) their spouses and children.

Every benefits package from Principal also includes a variety of services to make offering benefits easy—you choose the education and enrollment methods that work best for your business. Then go online to administer your benefits.

Talk to your Principal representative about creating a competitive benefits package for you and your employees.

Flexible insurance for short- and long-term disabilities
Coverage to help protect your employees and their families
One of the most desired and used employee benefits
An affordable benefit with a high impact on overall wellness
Extra financial protection beyond medical and disability coverage for serious illnesses
Extra financial protection beyond medical and disability coverage for accidental injuries
Do you offer employee benefits through us?

Manage your benefits online.

Benchmark your employee benefits

See how your company's benefit design measures up.

Learn more about building your benefits package.

Man who has considered the tax implications of employee benefits.

Tax implications of employee benefits

See what tax considerations there are for employee benefits and the impact those taxes can have on your business.

Photo of a man working on a laptop in a coffee shop.

Managed care vision & scheduled vision insurance: Which is right for your business?

It’s easy to see the benefit of offering vision insurance to your employees, but which insurance is right for your business?

1 Financial strength ratings apply to Principal Life Insurance Company and Principal National Insurance Company, members of the Principal Financial Group. 

This summary is not a complete statement of the rights, benefits, limitations and exclusions of the coverage described here. For cost and coverage details, contact a Principal representative.

Insurance issued by Principal Life Insurance Company and Principal National Life Insurance Company (except in NY), Des Moines, IA 50392.