Group Accident Insurance

Extra financial protection beyond medical and disability coverage for accidental injuries

Life doesn’t always go according to plan. Accidental injuries happen, and they can have a big impact on the wallet.

Principal accident insurance helps supplement key benefits by providing employees a lump-sum cash benefit. It can be used any way it’s needed after an accidental injury to help pay expenses like medical deductibles and copayments; transportation, food and lodging; child care; and home healthcare needs.

Talk to your Principal representative about offering group accident insurance.

Flexible benefits to cover common accidental injuries

Accident insurance can help employees and their families manage additional expenses that pop up after a covered accidental injury.

  • Covers burns, coma, concussion, dental and eye injuries, dislocation, fracture, internal injury and more
  • Coverage is available without proof of good health
  • Benefit is paid regardless of other coverage or actual expenses
  • Employees can buy coverage for spouse and/or kids
  • Wellness benefit encourages preventive care

Combine critical illness coverage with life insurance and accident insurance to offer a comprehensive benefits package.

Do you offer employee benefits through us?

Manage your benefits online.

Benchmark your employee benefits

See how your company's benefit design measures up.

Need to submit a claim?

Fill out an accident insurance claim form below, or call us at 800-245-1522 for help in English and 800-243-1404 for help in Spanish. 

ACCIDENT INSURANCE PROVIDES LIMITED BENEFITS. This is an overview of the benefits accident insurance provides, but there are limitations and exclusions. Some provisions aren’t available in all states. For additional details, contact your Principal representative. Accident insurance from Principal® is issued by Principal Life Insurance Company, Des Moines, IA 50392.

Insurance issued by Principal Life Insurance Company, Des Moines, IA 50392.