Group Critical Illness Insurance

Extra financial protection beyond medical and disability coverage

Provide coverage for the top five most common critical illnesses, with insurance that pays a tax-free, lump-sum cash benefit to the insured employee or family member.

Our simplified product design makes the purchase process easy for your employees. They simply choose the level of protection that’s right for them and pay the premiums through payroll deduction.

Find an advisor near you to talk to a financial professional about offering group critical illness insurance.

Flexible benefits to cover common illnesses

You choose your coverage maximums, and we provide the benefits:

  • Covers cancer, coronary artery bypass graft, heart attack, major organ failure, and stroke
  • Coverage is available without proof of good health during initial enrollment
  • Benefit is paid regardless of other coverage or actual expenses
  • Multiple payouts are made for more than one illness or recurring illness
  • Wellness benefit encourages preventive care

Combine critical illness coverage with life insurance and disability insurance to offer a comprehensive benefits package.

Do you offer employee benefits through us?

Manage your benefits online.

Need to submit a claim?

Fill out a critical illness insurance claim form.

Have questions?
Explore help for employers, or call us at 800-245-1522 for help in English or 800-243-1404 for help in Spanish.

Critical illness provides limited benefits.  This summary is not a complete statement of the rights, benefits, limitations and exclusions of the coverage described here.  For cost and coverage details, contact your Principal Life representative.