Group Dental Insurance

Offer one of the most desired employee benefits.

We have one of the largest dental provider networks in the country for your employees’ benefit1.

Why offer group dental insurance?

Dental care can be costly, and many employees consider group dental to be an essential part of their benefits package. As one of the most used group benefits, group dental coverage can be a worthwhile investment for helping to attract and retain great talent.

How does group dental insurance work?

Coverage can be customized to your budget and goals. Group dental can help to cover the cost of routine dental care, such as checkups and cleanings, as well as fillings, root canals, crowns, surgeries, and more.

Discuss options for offering group dental insurance with your Principal representative.

Get flexible dental coverage options.

With Principal, you have the flexibility to personalize your dental insurance for you and your employees. You can choose to pay all, part, or none of your employees’ benefits, depending on your needs and goals.

You also get:

  • A comprehensive dental product portfolio, including Preferred Provider Organization (PPO), Exclusive Provider Organization (EPO), Point of Service (POS),2 and Dental Health Maintenance Organization (DMHO)/Pre-Paid Dental options3
  • A choice of deductibles, coinsurance, and maximums
  • No waiting periods, so employees are covered right away
  • Preventive care that doesn’t count toward an employee’s maximums
  • Coverage available for dental accidents, implants, orthodontia, and more
  • Coverage that meets Affordable Care Act pediatric dental Essential Health Benefits (EHB)4 requirements for small employers

Build a comprehensive benefits package.

Combine group dental with group vision coverage to take the next step toward creating a best-in-class benefits package.

Do you offer employee benefits through us?

Manage your benefits online.

Benchmark your employee benefits

See how your company's benefit design measures up.

Find a dentist

Search for an in-network dentist near you with our provider directory.

Have questions?

Get help with dental insurance claims, or call us at 800-247-4695.

1 April 2016 Strenuus data. Strenuus is a network comparison tool of national competitors.

2 EPO and POS only available in& California

3 Only available in Arizona, California, and Florida

4 Not available in all states

Dental insurance is one of the most important benefits to employees per the Principal Financial Well-Being Index: 1st Quarter 2014

This summary is not a complete statement of the rights, benefits, limitations and exclusions of the coverage described here. For cost and coverage details, contact your Principal representative. Dental insurance from Principal® is issued by Principal Life Insurance Company, Des Moines, IA 50392.