Group Insurance Services

We make it easy to manage your benefits.

Our coverage features are broad and competitive. Our services are even better. Group insurance programs from Principal Life Insurance Company, a member company of the Principal Financial Group® (The Principal®), include:

  • Education resources and services, with salaried enrollers to increase awareness and participation.
  • Online enrollment and administration options to eliminate busywork, reduce errors, and streamline benefit management for you and your employees.

Find an advisor near you to talk to a financial professional about building your group insurance program.

Benefits education accessible to everyone

Principal Life will support you in encouraging participation by helping your employees understand their options—and the advantages they offer – at no cost to you or your employees. We give you:

  • Programs customized to your organization’s needs, to clearly explain benefits and guide employees to the right products for them
  • Educational and promotional resources in both English and Spanish
  • Group meetings or personalized One-on-One Principal Work SecureSM meetings with a salaried Principal Life benefit specialist
  • Enrollment materials with clear cost and benefit explanations

Efficient online enrollment and administration services

There’s no reason for enrollment or administration to be a headache—for you or your employees. Principal Life offers a range of online services to make the process simple, accurate, and effective.

  • eBenefits Edge Enrollment Exclusive provides free online enrollment for group insurance, available 24/7 from any computer during the enrollment period.

  • eBenefits Edge Enrollment PLUS1 brings together online enrollment for group insurance, plus medical insurance from another carrier, for a flat per-employee fee.

  • eService offers free administration and management of all group insurance for employers and employees. Employers can add members, pay premiums, and more, while employees can view claims statuses, confirm covered dependents, and beyond.

  • eBenefits Edge Total Management is a robust online service solution consolidating benefits from multiple providers into a single enrollment and administration system, offering on-demand access to all benefits information, with a customized website for a low, per-employee, per-month fee.

    Want to learn More? Try out the eBenefits Edge Total Management Demonstration, use enrollment ID 17846 and Login/PIN 1111.

  • Electronic Data Interchange (EDI) provides free, secure digital exchange of employee benefit information, from your system to ours.

Find an advisor near you to talk to a financial professional about your business needs.

Return-To-Work ResourcesSM for disability claimants

The road back to work from a disability can be difficult, for the employee and the employer. Our services provide the navigation needed to make the journey easier:

  • An in-house team of nurses and return-to-work consultants work with the employees and employers
  • Full-service programs that include experienced disability case management (assessment, planning, and facilitation) and skills assessment services
  • Hands-on assistance with job modifications and necessary accommodations to make returning to work a reality
  • Personal, one-on-one counseling services for the disabled employee

Learn more about how to manage disability claims 

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This summary is not a complete statement of the rights, benefits, limitations and exclusions of the coverage described here.  For cost and coverage details, contact your Principal Life representative.