401(k) & 403(b) Plans for Employees

Feel more confident with your retirement plan.

Help your employees prepare for retirement with an industry-leader, not just a plan service provider. 

Why Principal® for your 401(k) or 403(b) plan?

Your retirement plan shouldn’t be a part-time job (or a constant headache). So we focus on making the process easy for you and your employees. We offer comprehensive plan support, seamless plan administrative service technology, and resources you need to help you stay compliant—without the stress.

Just ask our current plan sponsor clients—they’ve been with us for an average of 10 years.1

For your employees, we provide an interactive participant experience, customer service expertise, and a range of personalized, actionable education to help boost plan participation and a more successful outcome.

Talk to your financial advisor to discuss your options.

Get solutions that work for your business.

From simple start-up plans to complex plans for large institutions, we offer defined contribution solutions to fit your business, including:

  • 401(k), 403(b), 401(a), KSOP, and other plans
  • Plans tailored to for-profit, tax-exempt, governmental, and union organizations
  • Full-service or third-party administrator (TPA) service arrangements
  • Information and education to support plan participants
  • A quality promise: If we don't provide quality service in a competent, capable, and effective manner, we'll either fix the problem or we'll waive the fee for that service.

Give your employees more ways to save.

The Principal Total Retirement SuiteSM combines services for multiple retirement savings plans, so you add to your benefits package, but not to your workload.

Do you offer employee benefits through us?

Manage your benefits online.

Need assistance with offering benefits?

We’ve got answers.

1 Includes all plans, as of 12/31/2015