Are you confused about how the differences between "recycling" or "redeeming" shares from your ESOP impacts ESOP repurchase obligation? This article provides a high level overview that identifies some pros and cons of both methods.
The retirement industry took note when Richard H. Thaler, professor at the University of Chicago, won the 2017 Nobel Prize in Economic Sciences. Professor Thaler’s work in behavioral economics set a solid foundation for automatic enrollment and escalation plan design features that have helped millions of workers save more for retirement.
Since “eligibility requirements” can apply to multiple plan features, there is often confusion by plan sponsors in these areas, and even more misunderstanding by plan participants. To help, here are some basics on eligibility.
Joseph Marx talks about when a mature ESOP begins to pose potential challenges. Bring the ESOP back in sync with company/participant goals and objectives with these alternatives, and ensure the ESOP is still delivering the right value.