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For individuals

Group benefits

Group benefits

With 8 group products and employer-paid or employee-paid options, you can create a benefits package to meet your clients’ needs.

Products and services guide (PDF)
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Group benefits product and information updates.

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What we offer

Employer paid
2-5,000 enrolled
employees
Voluntary
5-5,000 eligible
employees
Self-funded
100-5,000 enrolled
employees1
Dental 2 2
Disability, short-term 3
Disability, long-term 3  
Life 3  
Vision 3
Hospital indemnity 4 4  
Critical illness   4  
Accident   4  
A man taking a selfie with his children while they brush their teeth.

Dental

Create a benefit design, including category, deductible, co-insurance, and maximum.

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A woman sitting on a sofa with her dog.

Life

Find a solution for everyone with our flexible product. Coverage can include employees and dependents.

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A pregnant woman sits with her child in their home.

Short-term disability

Understand the advantage of an “own job” definition of disability instead of the more common “own occupation.”

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An experienced doctor going over a chart with a younger doctor.

Long-term disability

Use the standard design or create a customized solution with optional provisions.

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Vision

Round out a benefits package with vision. It’s simple to administer and covers glasses and contacts.

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Man and woman discussing

Supplemental

Accident, critical illness5, and hospital indemnity-Help employees cover out-of-pocket costs for illness or injury.

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Working with Principal®

Principal is proud to be part of the local community. Being in your market allows us to understand your market’s specific needs, create solutions to help solve your challenges, and develop close relationships.

If you're a broker or employer looking to enhance your group benefits offerings, we'd love to talk with you.

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