Temporary Disability Insurance (TDI) is temporary disability coverage that is legislated by this state. If you have employees working in New Jersey, the state may require that employers provide TDI coverage for employees.
| Coverage options | State plan, self-insured or through an approved insurance carrier |
|---|---|
| Funding | Shared by employer and employees |
Waiting period | 7 days - If the disability lasts 22 days or longer, the first 7 days are paid retroactively. The waiting period is waived for individuals donating an organ or bone marrow. |
Benefit | 85% of average weekly wage |
| Maximum benefit | $1,119 |
Benefit duration | 26 weeks |
| Coverage options | State plan, self-insured or through an approved insurance carrier |
|---|---|
| Funding | 0.23% on the first $171,100 (wage cap) in covered wages earned during this calendar year. The maximum contribution is $393.53. |
Waiting period | 0 days |
Benefit | 85% of average weekly wage |
| Maximum benefit | $1,119/week |
Benefit duration | Up to 12 weeks (84 days) of paid, consecutive leave or up to 8 weeks (56 individual days) of intermittent leave within a 12-month period |