Temporary disability insurance (TDI) is temporary disability coverage that is legislated by this state. If you have employees working in Rhode Island, the state may require that employers provide TDI coverage for employees.
| Coverage options | State plan only |
|---|---|
| Funding | Payroll deductions of 1.3% of employee wages |
| Waiting period | 7 days (retroactive to the first day of leave) |
| Benefit | 4.62% of quarterly wages, up to 85% of average weekly wage |
| Maximum benefit | Increased from $1,070 effective 7/1/24 to $1,103 effective 7/1/25 |
| Benefit duration | 30 weeks *The combined duration of TDI and TCI benefits cannot exceed 30 weeks in a benefit year. |
|
Coverage options |
State plan only |
|---|---|
|
Funding |
Payroll deductions of 1.3% of employee wages |
|
Waiting period |
7 days (retroactive to the first day of leave) |
|
Benefit |
4.62% of quarterly wages, up to 85% of average weekly wage |
|
Maximum benefit |
$1,070/week as of 7/1/2024 |
|
Benefit duration |
7 weeks - beginning in 2026, this will increase to 8 weeks *The combined duration of TDI and TCI benefits cannot exceed 30 weeks in a benefit year. |
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