Help with retirement plans

How to create and manage your investment allocations

Investment options vary from plan to plan. Log in now to explore the options available for your employer-sponsored retirement plan.

You can review and update the investment allocation for your employer-sponsored retirement plan online at any time. Log in to see your current investment allocation and decide if you need to reallocate your assets.

Understanding where you are today, and where you have the potential to be, is the best way to get—and stay—on track.

Our online Retirement Wellness Planner can help you quickly evaluate your retirement savings progress. 

  • See how you may be tracking toward your retirement savings goals

  • Easily manage, visualize, and plan your retirement savings

  • See exactly how small changes can help you reach your retirement goals

If your employer offers a 401(k), 403(b), or other defined contribution plan with Principal®, log in to find your personalized Retirement Wellness Score and use the Planner.

If you don't want to log in or you don't have a retirement account with Principal, you can also find out if you're on track without logging in.

The tax record you received is a copy of a form Principal Life Insurance Company (Principal Life) submitted to the Internal Revenue Service (IRS) on your behalf.

We submitted this form because you received a distribution from a Principal-administered retirement plan (either an individual or employer-sponsored plan) in the last tax year.

You may have received this distribution as cash, a direct rollover, an unpaid loan balance, or a stock certificate, as a result of a benefit event (changed jobs, retired, etc.) or an early withdrawal from your retirement plan.

For additional help with the 1099 form and other tax-related information, review our Help with Tax Questions

You can access your accounts online by completing a quick account registration process and creating a username and password. For more information and step-by-step instructions, browse our login help.

You can also call us at 800-986-3343 if you’d rather talk to our customer service team.

Are you an employer?
Don't see the topic you need help with?

Give us a call.

  • Retirement plan participants call 800-547-7754
  • Mutual fund clients call 800-222-5852
  • Everyone else call 800-986-3343 

Or send us an email

The subject matter in this communication is provided with the understanding that Principal® is not rendering legal, accounting, investment, or tax advice. You should consult with appropriate counsel or other advisors on all matters pertaining to legal, tax, investment, or accounting obligations and requirements.

The Retirement Wellness Planner information and Retirement Wellness Score are limited only to the inputs and other financial assumptions and is not intended to be a financial plan or investment advice from any company of the Principal Financial Group® or plan sponsor. This calculator only provides education which may be helpful in making personal financial decisions. Responsibility for those decisions is assumed by the participant, not the plan sponsor and not by any member of Principal®.  Individual results will vary. Participants should regularly review their savings progress and post-retirement needs.