Disability Income Protection

Know the confidence of a secure income.

With disability income insurance from Principal, you can keep yourself financially healthy when life throws you a twist or turn.

What is disability income insurance?

This valuable coverage provides you with monthly benefit payments to help you pay for everyday living expenses if you become too sick or hurt to work. Like car insurance covers your vehicle or homeowner’s insurance covers your house, disability insurance covers your paycheck.

Others like you have found having incoming protection valuable. Read their stories

Jenny Smith, a financial representative with Principal, explains why it’s important:

How does income protection work?

Individual disability insurance – also known as income protection – can stand alone or supplement coverage you may receive through work if an unexpected injury or illness happens.

Individual disability insurance policies stay with you, even if you change jobs or careers, and can be customized to your budget.

Talk to a Principal financial representative about keeping the income you work so hard for protected. Or quickly calculate your needs in a few minutes.

We understand what’s important to you.

If you experience an unexpected illness or injury, you’re not alone—one in four people entering the workforce today will become disabled before they retire.1

We’re here to help you —our claims service was rated highly among 95% of existing customers in a recent satisfaction survey.2

Log in to file a claim.

Cover your present and your future.

Retirement savings protection complements income protection coverage, helping you continue saving for retirement if you’re too sick or hurt to work. With the comprehensive disability protection these two coverages provide, you’ll be on your way to more solid financial footing.

Have an insurance policy with Principal®?

Access your account information online.

How much income protection do you need?

Get personalized coverage options with this easy-to-use calculator.

We're here to help

Get online insurance help, or call us at 800-247-9988.

Learn more about protecting your income

Older man reviewing common myths about life and disability insurance.

Insurance myths: Why Life & Disability Insurance are more important than you think

You insure your home, your car, and even your health—so why not your life and the income that supports it? 

Woman and man discuss disability income insurance and why the ability to work and earn an income is by far their most valuable asset.

Why Income Protection?

How would your life change if you were too sick or hurt to work and could no longer earn an income? Learn how Income Protection could help.

1 Social Security Administration, Fact Sheet, October 2015

2 2015 Principal Life Insurance Company claimant satisfaction survey.

Disability insurance has limitations and exclusions. For costs and coverage details, contact your Principal financial representative.

Disability insurance from Principal® is issued by Principal Life Insurance Company, Des Moines, Iowa 50392.