Disability Income Protection

Know the confidence of a secure income.

With disability income insurance from Principal, you can help keep yourself financially healthy when life throws you a twist or turn.

What is disability income insurance?

This valuable coverage provides you with monthly benefits to help pay for everyday living expenses if you become too sick or hurt to work. Like car insurance covers your vehicle or homeowner’s insurance covers your house, disability insurance covers your income.

Others like you have found having incoming protection valuable. Read their stories.

How does income protection work?

Individual disability insurance—also known as income protection—can stand alone or supplement coverage you may receive through work.

Individual disability policies stay with you, even if you change jobs or careers, and you can customize the coverage for your needs and budget.

Talk to a Principal financial representative about keeping the income you work so hard for protected. Or calculate what you need in a just a few minutes.

We understand what’s important.

If you experience an unexpected illness or injury, you’re not alone. One in four people entering the workforce today will become disabled before they retire.1

We’re here to help. As a matter of fact, 97% of our existing customers rated our services highly in a recent claim satisfaction survey.2

Log in to file a claim.

Protect your income today and tomorrow.

Retirement savings protection complements income protection by helping you continue to save for retirement if you’re too sick or hurt to work. These two coverage options help build comprehensive disability protection that’ll help put you on a more solid financial footing.

Have an insurance policy with Principal?

Access your account information online.

How much income protection do you need?

Get personalized coverage options with this easy-to-use calculator.

We're here to help

Get online insurance help, or call us at 800-247-9988.

Learn more about protecting your income

Man learning about why Life Insurance is important.

3 insurance myths, debunked

You insure your home, car, health and even have pet insurance—so why wouldn’t you insure your life and income?

Woman and man discuss disability income insurance and why the ability to work and earn an income is by far their most valuable asset.

Why Income Protection?

How would your life change if you were suddenly too sick or hurt to work, and couldn’t earn an income? Learn how income protection could help.

1 Social Security Administration, Fact Sheet, June 2016. 

2 2016 Principal Life Insurance Company claimant satisfaction survey.

This is an overview of the benefits of disability insurance, but there are limitations and exclusions. For cost and coverage details, contact your Principal® representative.

Insurance issued by Principal Life Insurance Company, Des Moines, IA 50392.

DI9965 | 10/2018